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Concord Car Insurance Resources

Concord, NH Car Insurance

Cars Insured in Concord

^ There are an estimated 29,086 vehicles currently insured in Concord. [1]

Car Insurance Rates in Concord

^ From 2006 to 2010, New Hampshire cities had the 25th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Concord

^ There are an estimated 3,736 uninsured motorists driving in Concord. [3]

NH Car Insurance

Concord Car Insurance

Car Insurance Liability Requirements in Concord

  • Minimum Liability Limits in Concord: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
    • Note: In addition, policyholders must also carry at least $2,000 for medical payments.

Required Car Insurance Coverage in Concord

Required Car Insurance Coverage in Concord
  • Concord Auto Insurance Coverage Requirements [4]
    • Uninsured motorist coverage
    • Financial responsibility only (insurance not compulsory)

Car Insurance Verification Laws in Concord

  • Insurer Verification of Auto Insurance in Concord [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Concord Car Insurance Facts, Estimates & Related Laws

Concord Car Insurance Stats

Concord Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Concord
    • Based on historical and current data, 29,086 cars are currently insured in Concord. [5]
    • New Hampshire cities collectively ranked 41st in the nation in auto insurance policies in 2011 with a total of 896,848. [1]
  • Uninsured Motorist Rate in Concord
    • Based on historical and current data, Concord has an estimated 3,736 uninsured drivers. [6]
    • New Hampshire cities collectively had the 33rd highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Concord
    • New Hampshire cities collectively had the 29th highest auto insurance rates in the nation in 2010. [2]

Concord Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Concord Automotive Laws

  • Minimum Driving Age in Concord [9]
    • Concord, NH minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Concord
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Concord
    • No law in place. [7]
  • Safety Belt Laws in Concord
    • The state of New Hampshire is the only state that has no safety belt law in place at all. [7]
    • Child restraint law in place for 6 years and younger who are less than 57 inches (effective 01/01/14). [7]

New Hampshire Car & Driver Facts

New Hampshire Auto Registrations

New Hampshire Car & Driver Facts
  • Auto Registrations in NH [8]
    • Registered Cars: 594,931
    • Registered Trucks: 601,080
    • Registered Motorcycles: 79,267
    • Total Registrations: 1,278,484
    • Rank: New Hampshire ranked 40th in the United States in total auto registrations in 2011.

New Hampshire Automotive Facts

  • Speed Limits in NH
    • Rural interstates: 65 mph (70 mph on specified segments of road) [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • New Hampshire Motor Fuel Consumption
    • New Hampshire cities collectively ranked 41st in the nation in total motor fuel consumption in 2011. [10]

New Hampshire Licensed Drivers

  • Licensed Drivers in NH [11]
    • Female Drivers: 527,010
    • Male Drivers: 529,879
    • Total Drivers: 1,056,889
    • Rank: 40th highest in the U.S.

Additional information about Concord, NH

About Concord

Concord (New Hampshire) is a city with a population of 42,695 [12] that is located in Merrimack County.

NH Car Insurance

More about Concord auto insurance

For more information about Concord car insurance, or for additional resources regarding New Hampshire car insurance overall, visit the New Hampshire Department of Insurance.

Did you know?

Under primary laws, an officer can ticket a driver for the offense (such as texting) without another traffic violation occurring.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in NH