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Portsmouth Car Insurance Resources

Portsmouth, NH Car Insurance

Cars Insured in Portsmouth

^ There are an estimated 14,156 vehicles currently insured in Portsmouth. [1]

Car Insurance Rates in Portsmouth

^ From 2006 to 2010, New Hampshire cities had the 25th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Portsmouth

^ There are an estimated 1,818 uninsured motorists driving in Portsmouth. [3]

NH Car Insurance

Portsmouth Car Insurance

Car Insurance Liability Requirements in Portsmouth

  • Minimum Liability Limits in Portsmouth: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
    • Note: In addition, policyholders must also carry at least $2,000 for medical payments.

Required Car Insurance Coverage in Portsmouth

Required Car Insurance Coverage in Portsmouth
  • Portsmouth Auto Insurance Coverage Requirements [4]
    • Uninsured motorist coverage
    • Financial responsibility only (insurance not compulsory)

Car Insurance Verification Laws in Portsmouth

  • Insurer Verification of Auto Insurance in Portsmouth [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Portsmouth Car Insurance Facts, Estimates & Related Laws

Portsmouth Car Insurance Stats

Portsmouth Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Portsmouth
    • Based on historical and current data, 14,156 cars are currently insured in Portsmouth. [5]
    • New Hampshire cities collectively ranked 41st in the nation in auto insurance policies in 2011 with a total of 896,848. [1]
  • Uninsured Motorist Rate in Portsmouth
    • Based on historical and current data, Portsmouth has an estimated 1,818 uninsured drivers. [6]
    • New Hampshire cities collectively had the 33rd highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Portsmouth
    • New Hampshire cities collectively had the 29th highest auto insurance rates in the nation in 2010. [2]

Portsmouth Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Portsmouth Automotive Laws

  • Minimum Driving Age in Portsmouth [9]
    • Portsmouth, NH minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Portsmouth
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Portsmouth
    • No law in place. [7]
  • Safety Belt Laws in Portsmouth
    • The state of New Hampshire is the only state that has no safety belt law in place at all. [7]
    • Child restraint law in place for 6 years and younger who are less than 57 inches (effective 01/01/14). [7]

New Hampshire Car & Driver Facts

New Hampshire Auto Registrations

New Hampshire Car & Driver Facts
  • Auto Registrations in NH [8]
    • Registered Cars: 594,931
    • Registered Trucks: 601,080
    • Registered Motorcycles: 79,267
    • Total Registrations: 1,278,484
    • Rank: New Hampshire ranked 40th in the United States in total auto registrations in 2011.

New Hampshire Automotive Facts

  • Speed Limits in NH
    • Rural interstates: 65 mph (70 mph on specified segments of road) [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • New Hampshire Motor Fuel Consumption
    • New Hampshire cities collectively ranked 41st in the nation in total motor fuel consumption in 2011. [10]

New Hampshire Licensed Drivers

  • Licensed Drivers in NH [11]
    • Female Drivers: 527,010
    • Male Drivers: 529,879
    • Total Drivers: 1,056,889
    • Rank: 40th highest in the U.S.

Additional information about Portsmouth, NH

About Portsmouth

Portsmouth (New Hampshire) is a city with a population of 20,779 [12] that is located in Rockingham County.

NH Car Insurance

More about Portsmouth auto insurance

For more information about Portsmouth car insurance, or for additional resources regarding New Hampshire car insurance overall, visit the New Hampshire Department of Insurance.

Did you know?

Under secondary laws, a police officer must have some other reason to stop a vehicle before citing a driver for that offense.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in NH