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Waterbury Car Insurance Resources

Waterbury, CT Car Insurance

Cars Insured in Waterbury

^ There are an estimated 75,781 vehicles currently insured in Waterbury. [1]

Car Insurance Rates in Waterbury

^ From 2006 to 2010, Connecticut cities had the 9th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Waterbury

^ There are an estimated 8,760 uninsured motorists driving in Waterbury. [3]

CT Car Insurance

Waterbury Car Insurance

Car Insurance Liability Requirements in Waterbury

  • Minimum Liability Limits in Waterbury: 20/40/10 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Waterbury

Required Car Insurance Coverage in Waterbury
  • Waterbury Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Waterbury

  • Insurer Verification of Auto Insurance in Waterbury [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Waterbury Car Insurance Facts, Estimates & Related Laws

Waterbury Car Insurance Stats

Waterbury Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Waterbury
    • Based on historical and current data, 75,781 cars are currently insured in Waterbury. [5]
    • Connecticut cities collectively ranked 29th in the nation in auto insurance policies in 2011 with a total of 2,454,106. [1]
  • Uninsured Motorist Rate in Waterbury
    • Based on historical and current data, Waterbury has an estimated 8,760 uninsured drivers. [6]
    • Connecticut cities collectively had the 41st highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Waterbury
    • Connecticut cities collectively had the 8th highest auto insurance rates in the nation in 2010. [2]

Waterbury Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for all drivers. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Waterbury Automotive Laws

  • Minimum Driving Age in Waterbury [9]
    • Waterbury, CT minimum driving age: 16 years.
  • Driver's License Renewal Cycle in Waterbury
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Waterbury
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Waterbury
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 7+ years in front seat. [7]
    • Child restraint law in place for younger than 1 year or less than 20 pounds in a rear-facing restraint system; 1 - 6 years who is less than 60 pounds in a child restraint system. [7]

Connecticut Car & Driver Facts

Connecticut Auto Registrations

Connecticut Car & Driver Facts
  • Auto Registrations in CT [8]
    • Registered Cars: 1,719,536
    • Registered Trucks: 1,003,799
    • Registered Motorcycles: 97,963
    • Total Registrations: 2,828,794
    • Rank: Connecticut ranked 30th in the United States in total auto registrations in 2011.

Connecticut Automotive Facts

  • Speed Limits in CT
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Connecticut Motor Fuel Consumption
    • Connecticut cities collectively ranked 33rd in the nation in total motor fuel consumption in 2011. [10]

Connecticut Licensed Drivers

  • Licensed Drivers in CT [11]
    • Female Drivers: 1,503,160
    • Male Drivers: 1,483,107
    • Total Drivers: 2,986,267
    • Rank: 26th highest in the U.S.

Additional information about Waterbury, CT

About Waterbury

Waterbury (Connecticut) is a city with a population of 110,366 [12] that is located in New Haven County.

CT Car Insurance

More about Waterbury auto insurance

For more information about Waterbury car insurance, or for additional resources regarding Connecticut car insurance overall, visit the Connecticut Department of Insurance.

Did you know?

Motorcyclists are currently required by law to wear a helmet are in place in 19 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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