Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Iowa Car Insurance Facts, Estimates & Related Laws
Iowa Car Insurance Facts
Average Car Insurance Rates in IA
Iowa had the 49th highest auto insurance rates in the nation in 2010. 
Rates in IA ranked 49th in the nation in 2009. 
In 2008, IA had the 49th highest rates in the country. 
Number of Auto Insurance Policies in IA
Iowa ranked 30th in the nation in auto insurance policies in 2011 with a total of 2,412,396. 
Uninsured Motorist Rate in IA
The uninsured motorist rate in IA ranked 29th in the nation in 2009. 
Iowa Distracted Driving Laws
Hand-held phone ban? No
Texting-while-driving ban? Yes
Texting-while-driving ban in place for all drivers. 
Young drivers cell phone ban? Yes
Ban applies to learner's permit and intermediate license holders. 
Bus driver cell phone ban? No
Enforcement of laws:
Primary enforcement in effect for learner's permit and intermediate license holders. Secondary enforcement in effect for texting. 
With primary enforcement, a police officer can pull over a driver for that specific offense.
Under a primary law, a police officer can stop a driver for that specific offense. Under a secondary law, an officer must stop a driver for a primary offense before ticketing for the secondary offense.
Iowa Automotive Laws
Safety Belt Laws in IA
Safety belt laws have been in place since 1986 and apply to drivers/passengers 18+ years in front seat. 
Child restraint law in place for younger than 1 year and less than 20 pounds in a rear-facing child seat; 1 through 5 years.