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Connecticut Car Insurance Resources

Connecticut Car Insurance

Car Insurance Rates in CT

^ From 2006 to 2010, Connecticut cities had the 9th highest auto insurance rates in the nation. [2]

Car Insurance in CT by City

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Cars Insured in CT

^ Connecticut ranked 29th of all U.S. states in total auto insurance policies in 2011. [1]

CT Car Insurance

Car Insurance in Connecticut

Car Insurance Liability Requirements in Connecticut

  • Minimum Liability Limits in CT: 20/40/10 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: These amounts are the minimum required by the law. Drivers may opt to purchase auto insurance above the mandatory minimums.

Required Car Insurance Coverage in Connecticut

Required Car Insurance Coverage in Connecticut
  • Auto Insurance Coverage Requirements in CT [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Connecticut

  • Insurer Verification of Auto Insurance in CT [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Connecticut Car Insurance Facts, Estimates & Related Laws

Connecticut Car Insurance Facts

Connecticut Car Insurance Facts, Estimates & Related Laws
  • Average Car Insurance Rates in CT
    • Connecticut had the 8th highest auto insurance rates in the nation in 2010. [2]
    • Rates in CT ranked 8th in the nation in 2009. [2]
    • In 2008, CT had the 9th highest rates in the country. [2]
  • Number of Auto Insurance Policies in CT
    • Connecticut ranked 29th in the nation in auto insurance policies in 2011 with a total of 2,454,106. [1]
  • Uninsured Motorist Rate in CT
    • The uninsured motorist rate in CT ranked 41st in the nation in 2009. [3]

Connecticut Distracted Driving Laws

  • Hand-held phone ban? Yes
    • hand-held phone ban in place for all drivers. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense.
    • Under a primary law, a police officer can stop a driver for that specific offense. Under a secondary law, an officer must stop a driver for a primary offense before ticketing for the secondary offense.

Connecticut Automotive Laws

  • Safety Belt Laws in CT
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 7+ years in front seat. [7]
    • Child restraint law in place for younger than 1 year or less than 20 pounds in a rear-facing restraint system; 1 - 6 years who is less than 60 pounds in a child restraint system. [7]
  • Motorcycle Helmet Laws in CT
    • Motorcycle helmets required for 17 and younger. [7]
  • Driver's License Renewal Cycle in CT
    • Renewal cycle: 6 years [7]

Connecticut Auto & Driver Facts

Connecticut Automotive Facts

Connecticut Auto & Driver Facts
  • Speed Limits in CT
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Motor Fuel Consumption in CT
    • Connecticut cities collectively ranked 33rd in the nation in total motor fuel consumption in 2011. [9]

Connecticut Licensed Drivers

  • Licensed Drivers in CT [10]
    • Total Drivers: 2,986,267
    • Female: 1,503,160
    • Male: 1,483,107
    • CT has the 26th most drivers in the U.S.
  • Minimum Driving Age in CT [5]
    • Connecticut has a minimum driving age of 16 years.

Connecticut Auto Registrations

  • Auto Registrations in CT [8]
    • Registered Cars: 1,719,536
    • Registered Trucks: 1,003,799
    • Registered Motorcycles: 97,963
    • Total Registrations: 2,828,794
    • Rank: Connecticut ranked 30th in the United States in total auto registrations in 2011.

Additional information about Connecticut

About Connecticut

Connecticut has a population of approximately 3,574,097, which ranks 29th in the U.S. among all states. [6]

CT Car Insurance

More about Connecticut auto insurance

For more information about auto insurance in CT, or for additional resources regarding Connecticut car insurance, visit the Connecticut Department of Insurance.

Did you know?

Driving while talking on a hand-held cell phone is currently prohibited in in 11 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Insurance Institute for Highway Safety (IIHS)

6. ^ United States Census Bureau

7. ^ IIHS & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ U.S. Department of Transportation

10. ^ Federal Highway Administration

Connecticut Cities