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Hartford Car Insurance Resources

Hartford, CT Car Insurance

Cars Insured in Hartford

^ There are an estimated 85,675 vehicles currently insured in Hartford. [1]

Car Insurance Rates in Hartford

^ From 2006 to 2010, Connecticut cities had the 9th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Hartford

^ There are an estimated 9,904 uninsured motorists driving in Hartford. [3]

CT Car Insurance

Hartford Car Insurance

Car Insurance Liability Requirements in Hartford

  • Minimum Liability Limits in Hartford: 20/40/10 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Hartford

Required Car Insurance Coverage in Hartford
  • Hartford Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Hartford

  • Insurer Verification of Auto Insurance in Hartford [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Hartford Car Insurance Facts, Estimates & Related Laws

Hartford Car Insurance Stats

Hartford Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Hartford
    • Based on historical and current data, 85,675 cars are currently insured in Hartford. [5]
    • Connecticut cities collectively ranked 29th in the nation in auto insurance policies in 2011 with a total of 2,454,106. [1]
  • Uninsured Motorist Rate in Hartford
    • Based on historical and current data, Hartford has an estimated 9,904 uninsured drivers. [6]
    • Connecticut cities collectively had the 41st highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Hartford
    • Connecticut cities collectively had the 8th highest auto insurance rates in the nation in 2010. [2]

Hartford Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for all drivers. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Hartford Automotive Laws

  • Minimum Driving Age in Hartford [9]
    • Hartford, CT minimum driving age: 16 years.
  • Driver's License Renewal Cycle in Hartford
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Hartford
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Hartford
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 7+ years in front seat. [7]
    • Child restraint law in place for younger than 1 year or less than 20 pounds in a rear-facing restraint system; 1 - 6 years who is less than 60 pounds in a child restraint system. [7]

Connecticut Car & Driver Facts

Connecticut Auto Registrations

Connecticut Car & Driver Facts
  • Auto Registrations in CT [8]
    • Registered Cars: 1,719,536
    • Registered Trucks: 1,003,799
    • Registered Motorcycles: 97,963
    • Total Registrations: 2,828,794
    • Rank: Connecticut ranked 30th in the United States in total auto registrations in 2011.

Connecticut Automotive Facts

  • Speed Limits in CT
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Connecticut Motor Fuel Consumption
    • Connecticut cities collectively ranked 33rd in the nation in total motor fuel consumption in 2011. [10]

Connecticut Licensed Drivers

  • Licensed Drivers in CT [11]
    • Female Drivers: 1,503,160
    • Male Drivers: 1,483,107
    • Total Drivers: 2,986,267
    • Rank: 26th highest in the U.S.

Additional information about Hartford, CT

About Hartford

Hartford (Connecticut) is a city with a population of 124,775 [12] that is located in Hartford County.

CT Car Insurance

More about Hartford auto insurance

For more information about Hartford car insurance, or for additional resources regarding Connecticut car insurance overall, visit the Connecticut Department of Insurance.

Did you know?

California has a program that offers low-cost auto policies to low-income drivers (California Assigned Risk Program).

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in CT