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Middletown Car Insurance Resources

Middletown, CT Car Insurance

Cars Insured in Middletown

^ There are an estimated 32,717 vehicles currently insured in Middletown. [1]

Car Insurance Rates in Middletown

^ From 2006 to 2010, Connecticut cities had the 9th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Middletown

^ There are an estimated 3,782 uninsured motorists driving in Middletown. [3]

CT Car Insurance

Middletown Car Insurance

Car Insurance Liability Requirements in Middletown

  • Minimum Liability Limits in Middletown: 20/40/10 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Middletown

Required Car Insurance Coverage in Middletown
  • Middletown Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Middletown

  • Insurer Verification of Auto Insurance in Middletown [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Middletown Car Insurance Facts, Estimates & Related Laws

Middletown Car Insurance Stats

Middletown Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Middletown
    • Based on historical and current data, 32,717 cars are currently insured in Middletown. [5]
    • Connecticut cities collectively ranked 29th in the nation in auto insurance policies in 2011 with a total of 2,454,106. [1]
  • Uninsured Motorist Rate in Middletown
    • Based on historical and current data, Middletown has an estimated 3,782 uninsured drivers. [6]
    • Connecticut cities collectively had the 41st highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Middletown
    • Connecticut cities collectively had the 8th highest auto insurance rates in the nation in 2010. [2]

Middletown Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for all drivers. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Middletown Automotive Laws

  • Minimum Driving Age in Middletown [9]
    • Middletown, CT minimum driving age: 16 years.
  • Driver's License Renewal Cycle in Middletown
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Middletown
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Middletown
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 7+ years in front seat. [7]
    • Child restraint law in place for younger than 1 year or less than 20 pounds in a rear-facing restraint system; 1 - 6 years who is less than 60 pounds in a child restraint system. [7]

Connecticut Car & Driver Facts

Connecticut Auto Registrations

Connecticut Car & Driver Facts
  • Auto Registrations in CT [8]
    • Registered Cars: 1,719,536
    • Registered Trucks: 1,003,799
    • Registered Motorcycles: 97,963
    • Total Registrations: 2,828,794
    • Rank: Connecticut ranked 30th in the United States in total auto registrations in 2011.

Connecticut Automotive Facts

  • Speed Limits in CT
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Connecticut Motor Fuel Consumption
    • Connecticut cities collectively ranked 33rd in the nation in total motor fuel consumption in 2011. [10]

Connecticut Licensed Drivers

  • Licensed Drivers in CT [11]
    • Female Drivers: 1,503,160
    • Male Drivers: 1,483,107
    • Total Drivers: 2,986,267
    • Rank: 26th highest in the U.S.

Additional information about Middletown, CT

About Middletown

Middletown (Connecticut) is a city with a population of 47,648 [12] that is located in Middlesex County.

CT Car Insurance

More about Middletown auto insurance

For more information about Middletown car insurance, or for additional resources regarding Connecticut car insurance overall, visit the Connecticut Department of Insurance.

Did you know?

Under secondary laws, a police officer must have some other reason to stop a vehicle before citing a driver for that offense.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in CT