Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Insurer must verify financial responsibility or insurance after an accident or arrest.
Insurer must verify randomly selected insurance policies upon request.
Illinois Car Insurance Facts, Estimates & Related Laws
Illinois Car Insurance Facts
Average Car Insurance Rates in IL
Illinois had the 24th highest auto insurance rates in the nation in 2010. 
Rates in IL ranked 25th in the nation in 2009. 
In 2008, IL had the 28th highest rates in the country. 
Number of Auto Insurance Policies in IL
Illinois ranked 7th in the nation in auto insurance policies in 2011 with a total of 7,942,599. 
Uninsured Motorist Rate in IL
The uninsured motorist rate in IL ranked 20th in the nation in 2009. 
Illinois Distracted Driving Laws
Hand-held phone ban? Yes
hand-held phone ban in place for drivers in construction and school speed zones or within 500 feet of an emergency scene (exemption applies for drivers reporting an emergency situation or communicating with emergency personnel during an emergency situation). 
Texting-while-driving ban? Yes
Texting-while-driving ban in place for all drivers. 
Young drivers cell phone ban? Yes
Ban applies to drivers younger than 19 and learner's permit holders younger than 19. 
With primary enforcement, a police officer can pull over a driver for that specific offense.
Under a primary law, a police officer can stop a driver for that specific offense. Under a secondary law, an officer must stop a driver for a primary offense before ticketing for the secondary offense.
Illinois Automotive Laws
Safety Belt Laws in IL
Safety belt laws have been in place since 1988 and apply to drivers/passengers 16+ years in all seats. 
Child restraint law in place for 7 years and younger.