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Car Insurance Liability Requirements in Rochester
- Minimum Liability Limits in Rochester: 25/50/25 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
- Note: In addition, policyholders must also carry at least $2,000 for medical payments.
Required Car Insurance Coverage in Rochester
- Rochester Auto Insurance Coverage Requirements [4]
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- Uninsured motorist coverage
- Financial responsibility only (insurance not compulsory)
Car Insurance Verification Laws in Rochester
- Insurer Verification of Auto Insurance in Rochester [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Rochester Car Insurance Facts, Estimates & Related Laws
Rochester Car Insurance Stats
- Number of Auto Insurance Policies in Rochester
-
- Based on historical and current data, 20,269 cars are currently insured in Rochester. [5]
- New Hampshire cities collectively ranked 41st in the nation in auto insurance policies in 2011 with a total of 896,848. [1]
- Uninsured Motorist Rate in Rochester
-
- Based on historical and current data, Rochester has an estimated 2,604 uninsured drivers. [6]
- New Hampshire cities collectively had the 33rd highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Rochester
-
- New Hampshire cities collectively had the 29th highest auto insurance rates in the nation in 2010. [2]
Rochester Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? No
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Rochester Automotive Laws
- Minimum Driving Age in Rochester [9]
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- Rochester, NH minimum driving age: 15 years, 6 months.
- Driver's License Renewal Cycle in Rochester
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- Renewal cycle: 5 years [7]
- Motorcycle Helmet Laws in Rochester
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- Safety Belt Laws in Rochester
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- The state of New Hampshire is the only state that has no safety belt law in place at all. [7]
- Child restraint law in place for 6 years and younger who are less than 57 inches (effective 01/01/14). [7]
New Hampshire Car & Driver Facts
New Hampshire Auto Registrations
- Auto Registrations in NH [8]
-
- Registered Cars: 594,931
- Registered Trucks: 601,080
- Registered Motorcycles: 79,267
- Total Registrations: 1,278,484
- Rank: New Hampshire ranked 40th in the United States in total auto registrations in 2011.
New Hampshire Automotive Facts
- Speed Limits in NH
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- Rural interstates: 65 mph (70 mph on specified segments of road) [7]
- Urban interstates: 65 mph [7]
- Other roads: 55 mph [7]
- New Hampshire Motor Fuel Consumption
-
- New Hampshire cities collectively ranked 41st in the nation in total motor fuel consumption in 2011. [10]
New Hampshire Licensed Drivers
- Licensed Drivers in NH [11]
-
- Female Drivers: 527,010
- Male Drivers: 529,879
- Total Drivers: 1,056,889
- Rank: 40th highest in the U.S.
Additional information about Rochester, NH
About Rochester
Rochester (New Hampshire) is a city with a population of 29,752 [12] that is located in Strafford County.
Did you know?
Of all U.S. states, Mississippi had the highest uninsured motorist rate (28 percent) when last measured.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
