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Sparks Car Insurance Resources

Sparks, NV Car Insurance

Cars Insured in Sparks

^ There are an estimated 59,896 vehicles currently insured in Sparks. [1]

Car Insurance Rates in Sparks

^ From 2006 to 2010, Nevada cities had the 8th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Sparks

^ There are an estimated 7,504 uninsured motorists driving in Sparks. [3]

NV Car Insurance

Sparks Car Insurance

Car Insurance Liability Requirements in Sparks

  • Minimum Liability Limits in Sparks: 15/30/10 [4]
    • 15  Required coverage up to $15,000 for one individual injured in an accident
    • 30  Required coverage up to $30,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Sparks

Required Car Insurance Coverage in Sparks
  • Sparks Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Sparks

  • Insurer Verification of Auto Insurance in Sparks [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Sparks Car Insurance Facts, Estimates & Related Laws

Sparks Car Insurance Stats

Sparks Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Sparks
    • Based on historical and current data, 59,896 cars are currently insured in Sparks. [5]
    • Nevada cities collectively ranked 35th in the nation in auto insurance policies in 2011 with a total of 1,791,986. [1]
  • Uninsured Motorist Rate in Sparks
    • Based on historical and current data, Sparks has an estimated 7,504 uninsured drivers. [6]
    • Nevada cities collectively had the 24th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Sparks
    • Nevada cities collectively had the 11th highest auto insurance rates in the nation in 2010. [2]

Sparks Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for all drivers. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Sparks Automotive Laws

  • Minimum Driving Age in Sparks [9]
    • Sparks, NV minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Sparks
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Sparks
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Sparks
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 6+ years in all seats. [7]
    • Child restraint law in place for 5 years and younger and 60 pounds or less. [7]

Nevada Car & Driver Facts

Nevada Auto Registrations

Nevada Car & Driver Facts
  • Auto Registrations in NV [8]
    • Registered Cars: 1,079,145
    • Registered Trucks: 1,000,945
    • Registered Motorcycles: 68,976
    • Total Registrations: 2,152,407
    • Rank: Nevada ranked 33rd in the United States in total auto registrations in 2011.

Nevada Automotive Facts

  • Speed Limits in NV
    • Rural interstates: 75 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 70 mph [7]
  • Nevada Motor Fuel Consumption
    • Nevada cities collectively ranked 36th in the nation in total motor fuel consumption in 2011. [10]

Nevada Licensed Drivers

  • Licensed Drivers in NV [11]
    • Female Drivers: 828,315
    • Male Drivers: 872,514
    • Total Drivers: 1,700,829
    • Rank: 35th highest in the U.S.

Additional information about Sparks, NV

About Sparks

Sparks (Nevada) is a city with a population of 90,264 [12] that is located in Washoe County.

NV Car Insurance

More about Sparks auto insurance

For more information about Sparks car insurance, or for additional resources regarding Nevada car insurance overall, visit the Nevada Department of Insurance.

Did you know?

Only three states (Arizona, Montana, and South Carolina) do not have any ban in place on texting while driving.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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