Reading Car Insurance Resources

Reading, KS Car Insurance

Cars Insured in Reading

^ There are an estimated 184 vehicles currently insured in Reading. ^[1]

Car Insurance Rates in Reading

^ From 2006 to 2010, Kansas cities had the 43rd highest auto insurance rates in the nation. ^[2]

Uninsured Motorists in Reading

^ There are an estimated 16 uninsured motorists driving in Reading. ^[3]

Reading Car Insurance

Car Insurance Liability Requirements in Reading

Minimum Liability Limits in Reading: 25/50/10 ^[4]
- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Chart: Required coverage in the U.S.

Required Car Insurance Coverage in Reading

Reading Auto Insurance Coverage Requirements ^[4]
- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Personal injury protection coverage

Car Insurance Verification Laws in Reading

Insurer Verification of Auto Insurance in Reading ^[4]
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify randomly selected insurance policies upon request.

Reading Car Insurance Facts, Estimates & Related Laws

Reading Car Insurance Stats

Number of Auto Insurance Policies in Reading
- Based on historical and current data, 184 cars are currently insured in Reading. ^[5]
- Kansas cities collectively ranked 31st in the nation in auto insurance policies in 2011 with a total of 2,270,365. ^[1]
Uninsured Motorist Rate in Reading
- Based on historical and current data, Reading has an estimated 16 uninsured drivers. ^[6]
- Kansas cities collectively had the 40th highest uninsured motorist rate in the nation in 2009. ^[3]
Average Car Insurance Rates in Reading
- Kansas cities collectively had the 40th highest auto insurance rates in the nation in 2010. ^[2]

Reading Distracted Driving Laws

Hand-held phone ban? No
Texting-while-driving ban? Yes

Texting-while-driving ban in place for all drivers. ^[7]

Young drivers cell phone ban? Yes

Ban applies to learner's permit and intermediate license holders. ^[7]

Bus driver cell phone ban? No
Enforcement of laws:

Primary enforcement in effect. ^[7]
With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Reading Automotive Laws

Minimum Driving Age in Reading ^[9]
- Reading, KS minimum driving age: 14 years.
Driver's License Renewal Cycle in Reading
- Renewal cycle: 6 years ^[7]
Motorcycle Helmet Laws in Reading
- Motorcycle helmets required for 17 and younger. ^[7]
Safety Belt Laws in Reading
- Safety belt laws have been in place since 1986 and apply to drivers/passengers 14+ years in all seats. ^[7]
- Child restraint law in place for 3 years and younger must be in a child restraint; 4 - 7 years less than 80 pounds and 4 - 7 less than 57 inches tall must be in a child restraint or booster seat. ^[7]

Kansas Car & Driver Facts

Kansas Auto Registrations

Auto Registrations in KS ^[8]
- Registered Cars: 1,141,601
- Registered Trucks: 1,217,921
- Registered Motorcycles: 81,361
- Total Registrations: 2,445,966
- Rank: Kansas ranked 32nd in the United States in total auto registrations in 2011.

Kansas Automotive Facts

Speed Limits in KS
- Rural interstates: 75 mph ^[7]
- Urban interstates: 75 mph ^[7]
- Other roads: 65 mph ^[7]
Kansas Motor Fuel Consumption
- Kansas cities collectively ranked 32nd in the nation in total motor fuel consumption in 2011. ^[10]

Kansas Licensed Drivers

Licensed Drivers in KS ^[11]
- Female Drivers: 1,023,869
- Male Drivers: 1,001,712
- Total Drivers: 2,025,581
- Rank: 31st highest in the U.S.

Additional information about Reading, KS

About Reading

Reading (Kansas) is a city with a population of 231 ^[12] that is located in Lyon County.

Did you know?

Of all U.S. states, Mississippi had the highest uninsured motorist rate (28 percent) when last measured.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)