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Wyoming Car Insurance Resources

Wyoming Car Insurance

Car Insurance Rates in WY

^ From 2006 to 2010, Wyoming cities had the 40th highest auto insurance rates in the nation. [2]

Car Insurance in WY by City

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Cars Insured in WY

^ Wyoming ranked 48th of all U.S. states in total auto insurance policies in 2011. [1]

WY Car Insurance

Car Insurance in Wyoming

Car Insurance Liability Requirements in Wyoming

  • Minimum Liability Limits in WY: 25/50/20 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 20  Required coverage up to $20,000 for property damage in an accident
    • Note: These amounts are the minimum required by the law. Drivers may opt to purchase auto insurance above the mandatory minimums.

Required Car Insurance Coverage in Wyoming

Required Car Insurance Coverage in Wyoming
  • Auto Insurance Coverage Requirements in WY [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Wyoming

  • Insurer Verification of Auto Insurance in WY [4]
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Wyoming Car Insurance Facts, Estimates & Related Laws

Wyoming Car Insurance Facts

Wyoming Car Insurance Facts, Estimates & Related Laws
  • Average Car Insurance Rates in WY
    • Wyoming had the 42nd highest auto insurance rates in the nation in 2010. [2]
    • Rates in WY ranked 40th in the nation in 2009. [2]
    • In 2008, WY had the 40th highest rates in the country. [2]
  • Number of Auto Insurance Policies in WY
    • Wyoming ranked 48th in the nation in auto insurance policies in 2011 with a total of 523,597. [1]
  • Uninsured Motorist Rate in WY
    • The uninsured motorist rate in WY ranked 39th in the nation in 2009. [3]

Wyoming Distracted Driving Laws

  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense.
    • Under a primary law, a police officer can stop a driver for that specific offense. Under a secondary law, an officer must stop a driver for a primary offense before ticketing for the secondary offense.

Wyoming Automotive Laws

  • Safety Belt Laws in WY
    • Safety belt laws have been in place since 1989 and apply to drivers/passengers 9+ years in all seats. [7]
    • Child restraint law in place for 8 years and younger. [7]
  • Motorcycle Helmet Laws in WY
    • Motorcycle helmets required for 17 and younger. [7]
  • Driver's License Renewal Cycle in WY
    • Renewal cycle: 4 years [7]

Wyoming Auto & Driver Facts

Wyoming Automotive Facts

Wyoming Auto & Driver Facts
  • Speed Limits in WY
    • Rural interstates: 75 mph [7]
    • Urban interstates: 60 mph [7]
    • Other roads: 65 mph [7]
  • Motor Fuel Consumption in WY
    • Wyoming cities collectively ranked 44th in the nation in total motor fuel consumption in 2011. [9]

Wyoming Licensed Drivers

  • Licensed Drivers in WY [10]
    • Total Drivers: 421,928
    • Female: 204,316
    • Male: 217,612
    • WY has the 50th most drivers in the U.S.
  • Minimum Driving Age in WY [5]
    • Wyoming has a minimum driving age of 15 years.

Wyoming Auto Registrations

  • Auto Registrations in WY [8]
    • Registered Cars: 241,980
    • Registered Trucks: 522,404
    • Registered Motorcycles: 30,378
    • Total Registrations: 798,296
    • Rank: Wyoming ranked 47th in the United States in total auto registrations in 2011.

Additional information about Wyoming

About Wyoming

Wyoming has a population of approximately 563,626, which ranks 51st in the U.S. among all states. [6]

WY Car Insurance

More about Wyoming auto insurance

For more information about auto insurance in WY, or for additional resources regarding Wyoming car insurance, visit the Wyoming Department of Insurance.

Did you know?

Driving while talking on a hand-held cell phone is currently prohibited in in 11 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Insurance Institute for Highway Safety (IIHS)

6. ^ United States Census Bureau

7. ^ IIHS & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ U.S. Department of Transportation

10. ^ Federal Highway Administration

Wyoming Cities