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Saratoga Car Insurance Resources

Saratoga, WY Car Insurance

Cars Insured in Saratoga

^ There are an estimated 1,570 vehicles currently insured in Saratoga. [1]

Car Insurance Rates in Saratoga

^ From 2006 to 2010, Wyoming cities had the 40th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Saratoga

^ There are an estimated 130 uninsured motorists driving in Saratoga. [3]

WY Car Insurance

Saratoga Car Insurance

Car Insurance Liability Requirements in Saratoga

  • Minimum Liability Limits in Saratoga: 25/50/20 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 20  Required coverage up to $20,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Saratoga

Required Car Insurance Coverage in Saratoga
  • Saratoga Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Saratoga

  • Insurer Verification of Auto Insurance in Saratoga [4]
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Saratoga Car Insurance Facts, Estimates & Related Laws

Saratoga Car Insurance Stats

Saratoga Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Saratoga
    • Based on historical and current data, 1,570 cars are currently insured in Saratoga. [5]
    • Wyoming cities collectively ranked 48th in the nation in auto insurance policies in 2011 with a total of 523,597. [1]
  • Uninsured Motorist Rate in Saratoga
    • Based on historical and current data, Saratoga has an estimated 130 uninsured drivers. [6]
    • Wyoming cities collectively had the 39th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Saratoga
    • Wyoming cities collectively had the 42nd highest auto insurance rates in the nation in 2010. [2]

Saratoga Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Saratoga Automotive Laws

  • Minimum Driving Age in Saratoga [9]
    • Saratoga, WY minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Saratoga
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Saratoga
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Saratoga
    • Safety belt laws have been in place since 1989 and apply to drivers/passengers 9+ years in all seats. [7]
    • Child restraint law in place for 8 years and younger. [7]

Wyoming Car & Driver Facts

Wyoming Auto Registrations

Wyoming Car & Driver Facts
  • Auto Registrations in WY [8]
    • Registered Cars: 241,980
    • Registered Trucks: 522,404
    • Registered Motorcycles: 30,378
    • Total Registrations: 798,296
    • Rank: Wyoming ranked 47th in the United States in total auto registrations in 2011.

Wyoming Automotive Facts

  • Speed Limits in WY
    • Rural interstates: 75 mph [7]
    • Urban interstates: 60 mph [7]
    • Other roads: 65 mph [7]
  • Wyoming Motor Fuel Consumption
    • Wyoming cities collectively ranked 44th in the nation in total motor fuel consumption in 2011. [10]

Wyoming Licensed Drivers

  • Licensed Drivers in WY [11]
    • Female Drivers: 204,316
    • Male Drivers: 217,612
    • Total Drivers: 421,928
    • Rank: 50th highest in the U.S.

Additional information about Saratoga, WY

About Saratoga

Saratoga (Wyoming) is a town with a population of 1,690 [12] that is located in Carbon County.

WY Car Insurance

More about Saratoga auto insurance

For more information about Saratoga car insurance, or for additional resources regarding Wyoming car insurance overall, visit the Wyoming Department of Insurance.

Did you know?

Driving while text messaging is currently banned for all drivers in 41 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in WY