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Torrington Car Insurance Resources

Torrington, WY Car Insurance

Cars Insured in Torrington

^ There are an estimated 6,039 vehicles currently insured in Torrington. [1]

Car Insurance Rates in Torrington

^ From 2006 to 2010, Wyoming cities had the 40th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Torrington

^ There are an estimated 501 uninsured motorists driving in Torrington. [3]

WY Car Insurance

Torrington Car Insurance

Car Insurance Liability Requirements in Torrington

  • Minimum Liability Limits in Torrington: 25/50/20 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 20  Required coverage up to $20,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Torrington

Required Car Insurance Coverage in Torrington
  • Torrington Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Torrington

  • Insurer Verification of Auto Insurance in Torrington [4]
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Torrington Car Insurance Facts, Estimates & Related Laws

Torrington Car Insurance Stats

Torrington Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Torrington
    • Based on historical and current data, 6,039 cars are currently insured in Torrington. [5]
    • Wyoming cities collectively ranked 48th in the nation in auto insurance policies in 2011 with a total of 523,597. [1]
  • Uninsured Motorist Rate in Torrington
    • Based on historical and current data, Torrington has an estimated 501 uninsured drivers. [6]
    • Wyoming cities collectively had the 39th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Torrington
    • Wyoming cities collectively had the 42nd highest auto insurance rates in the nation in 2010. [2]

Torrington Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Torrington Automotive Laws

  • Minimum Driving Age in Torrington [9]
    • Torrington, WY minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Torrington
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Torrington
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Torrington
    • Safety belt laws have been in place since 1989 and apply to drivers/passengers 9+ years in all seats. [7]
    • Child restraint law in place for 8 years and younger. [7]

Wyoming Car & Driver Facts

Wyoming Auto Registrations

Wyoming Car & Driver Facts
  • Auto Registrations in WY [8]
    • Registered Cars: 241,980
    • Registered Trucks: 522,404
    • Registered Motorcycles: 30,378
    • Total Registrations: 798,296
    • Rank: Wyoming ranked 47th in the United States in total auto registrations in 2011.

Wyoming Automotive Facts

  • Speed Limits in WY
    • Rural interstates: 75 mph [7]
    • Urban interstates: 60 mph [7]
    • Other roads: 65 mph [7]
  • Wyoming Motor Fuel Consumption
    • Wyoming cities collectively ranked 44th in the nation in total motor fuel consumption in 2011. [10]

Wyoming Licensed Drivers

  • Licensed Drivers in WY [11]
    • Female Drivers: 204,316
    • Male Drivers: 217,612
    • Total Drivers: 421,928
    • Rank: 50th highest in the U.S.

Additional information about Torrington, WY

About Torrington

Torrington (Wyoming) is a city with a population of 6,501 [12] that is located in Goshen County.

WY Car Insurance

More about Torrington auto insurance

For more information about Torrington car insurance, or for additional resources regarding Wyoming car insurance overall, visit the Wyoming Department of Insurance.

Did you know?

Only three states (Arizona, Montana, and South Carolina) do not have any ban in place on texting while driving.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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