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Naper Car Insurance Resources

Naper, NE Car Insurance

Cars Insured in Naper

^ There are an estimated 69 vehicles currently insured in Naper. [1]

Car Insurance Rates in Naper

^ From 2006 to 2010, Nebraska cities had the 47th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Naper

^ There are an estimated 5 uninsured motorists driving in Naper. [3]

NE Car Insurance

Naper Car Insurance

Car Insurance Liability Requirements in Naper

  • Minimum Liability Limits in Naper: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Naper

Required Car Insurance Coverage in Naper
  • Naper Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage

Car Insurance Verification Laws in Naper

  • Insurer Verification of Auto Insurance in Naper [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify financial responsibility or insurance after an accident or arrest.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Naper Car Insurance Facts, Estimates & Related Laws

Naper Car Insurance Stats

Naper Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Naper
    • Based on historical and current data, 69 cars are currently insured in Naper. [5]
    • Nebraska cities collectively ranked 37th in the nation in auto insurance policies in 2011 with a total of 1,492,531. [1]
  • Uninsured Motorist Rate in Naper
    • Based on historical and current data, Naper has an estimated 5 uninsured drivers. [6]
    • Nebraska cities collectively had the 46th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Naper
    • Nebraska cities collectively had the 46th highest auto insurance rates in the nation in 2010. [2]

Naper Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Secondary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Naper Automotive Laws

  • Minimum Driving Age in Naper [9]
    • Naper, NE minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Naper
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Naper
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Naper
    • Safety belt laws have been in place since 1993 and apply to drivers/passengers 18+ years in front seat. [7]
    • Child restraint law in place for 5 years and younger. [7]

Nebraska Car & Driver Facts

Nebraska Auto Registrations

Nebraska Car & Driver Facts
  • Auto Registrations in NE [8]
    • Registered Cars: 766,395
    • Registered Trucks: 1,065,473
    • Registered Motorcycles: 51,376
    • Total Registrations: 1,886,956
    • Rank: Nebraska ranked 35th in the United States in total auto registrations in 2011.

Nebraska Automotive Facts

  • Speed Limits in NE
    • Rural interstates: 75 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 60 mph [7]
  • Nebraska Motor Fuel Consumption
    • Nebraska cities collectively ranked 37th in the nation in total motor fuel consumption in 2011. [10]

Nebraska Licensed Drivers

  • Licensed Drivers in NE [11]
    • Female Drivers: 676,726
    • Male Drivers: 679,651
    • Total Drivers: 1,356,377
    • Rank: 37th highest in the U.S.

Additional information about Naper, NE

About Naper

Naper (Nebraska) is a village with a population of 84 [12] that is located in Boyd County.

NE Car Insurance

More about Naper auto insurance

For more information about Naper car insurance, or for additional resources regarding Nebraska car insurance overall, visit the Nebraska Department of Insurance.

Did you know?

As of August 2013, three states (Idaho, Kansas and Minnesota) permit electronic delivery (e-Delivery) of insurance documents.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in NE