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Salem Car Insurance Resources

Salem, MA Car Insurance

Cars Insured in Salem

^ There are an estimated 26,872 vehicles currently insured in Salem. [1]

Car Insurance Rates in Salem

^ From 2006 to 2010, Massachusetts cities had the 11th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Salem

^ There are an estimated 1,331 uninsured motorists driving in Salem. [3]

MA Car Insurance

Salem Car Insurance

Car Insurance Liability Requirements in Salem

  • Minimum Liability Limits in Salem: 20/40/5 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 5  Required coverage up to $5,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Salem

Required Car Insurance Coverage in Salem
  • Salem Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Salem

  • Insurer Verification of Auto Insurance in Salem [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Salem Car Insurance Facts, Estimates & Related Laws

Salem Car Insurance Stats

Salem Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Salem
    • Based on historical and current data, 26,872 cars are currently insured in Salem. [5]
    • Massachusetts cities collectively ranked 16th in the nation in auto insurance policies in 2011 with a total of 4,256,127. [1]
  • Uninsured Motorist Rate in Salem
    • Based on historical and current data, Salem has an estimated 1,331 uninsured drivers. [6]
    • Massachusetts cities collectively had the 50th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Salem
    • Massachusetts cities collectively had the 12th highest auto insurance rates in the nation in 2010. [2]

Salem Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers and passenger bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Salem Automotive Laws

  • Minimum Driving Age in Salem [9]
    • Salem, MA minimum driving age: 16 years.
  • Driver's License Renewal Cycle in Salem
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Salem
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Salem
    • Safety belt laws have been in place since 1994 and apply to drivers/passengers 13+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger and less than 57 inches. [7]

Massachusetts Car & Driver Facts

Massachusetts Auto Registrations

Massachusetts Car & Driver Facts
  • Auto Registrations in MA [8]
    • Registered Cars: 3,180,009
    • Registered Trucks: 2,344,721
    • Registered Motorcycles: 159,007
    • Total Registrations: 5,695,327
    • Rank: Massachusetts ranked 15th in the United States in total auto registrations in 2011.

Massachusetts Automotive Facts

  • Speed Limits in MA
    • Rural interstates: 65 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • Massachusetts Motor Fuel Consumption
    • Massachusetts cities collectively ranked 21st in the nation in total motor fuel consumption in 2011. [10]

Massachusetts Licensed Drivers

  • Licensed Drivers in MA [11]
    • Female Drivers: 2,369,052
    • Male Drivers: 2,314,271
    • Total Drivers: 4,683,323
    • Rank: 15th highest in the U.S.

Additional information about Salem, MA

About Salem

Salem (Massachusetts) is a city with a population of 41,340 [12] that is located in Essex County.

MA Car Insurance

More about Salem auto insurance

For more information about Salem car insurance, or for additional resources regarding Massachusetts car insurance overall, visit the Massachusetts Department of Insurance.

Did you know?

As of July 2013, 26 U.S. states had laws that allow drivers to show proof of insurance electronically on smartphones.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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