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New Bedford Car Insurance Resources

New Bedford, MA Car Insurance

Cars Insured in New Bedford

^ There are an estimated 61,799 vehicles currently insured in New Bedford. [1]

Car Insurance Rates in New Bedford

^ From 2006 to 2010, Massachusetts cities had the 11th highest auto insurance rates in the nation. [2]

Uninsured Motorists in New Bedford

^ There are an estimated 3,060 uninsured motorists driving in New Bedford. [3]

MA Car Insurance

New Bedford Car Insurance

Car Insurance Liability Requirements in New Bedford

  • Minimum Liability Limits in New Bedford: 20/40/5 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 5  Required coverage up to $5,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in New Bedford

Required Car Insurance Coverage in New Bedford
  • New Bedford Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in New Bedford

  • Insurer Verification of Auto Insurance in New Bedford [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

New Bedford Car Insurance Facts, Estimates & Related Laws

New Bedford Car Insurance Stats

New Bedford Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in New Bedford
    • Based on historical and current data, 61,799 cars are currently insured in New Bedford. [5]
    • Massachusetts cities collectively ranked 16th in the nation in auto insurance policies in 2011 with a total of 4,256,127. [1]
  • Uninsured Motorist Rate in New Bedford
    • Based on historical and current data, New Bedford has an estimated 3,060 uninsured drivers. [6]
    • Massachusetts cities collectively had the 50th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in New Bedford
    • Massachusetts cities collectively had the 12th highest auto insurance rates in the nation in 2010. [2]

New Bedford Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers and passenger bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


New Bedford Automotive Laws

  • Minimum Driving Age in New Bedford [9]
    • New Bedford, MA minimum driving age: 16 years.
  • Driver's License Renewal Cycle in New Bedford
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in New Bedford
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in New Bedford
    • Safety belt laws have been in place since 1994 and apply to drivers/passengers 13+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger and less than 57 inches. [7]

Massachusetts Car & Driver Facts

Massachusetts Auto Registrations

Massachusetts Car & Driver Facts
  • Auto Registrations in MA [8]
    • Registered Cars: 3,180,009
    • Registered Trucks: 2,344,721
    • Registered Motorcycles: 159,007
    • Total Registrations: 5,695,327
    • Rank: Massachusetts ranked 15th in the United States in total auto registrations in 2011.

Massachusetts Automotive Facts

  • Speed Limits in MA
    • Rural interstates: 65 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • Massachusetts Motor Fuel Consumption
    • Massachusetts cities collectively ranked 21st in the nation in total motor fuel consumption in 2011. [10]

Massachusetts Licensed Drivers

  • Licensed Drivers in MA [11]
    • Female Drivers: 2,369,052
    • Male Drivers: 2,314,271
    • Total Drivers: 4,683,323
    • Rank: 15th highest in the U.S.

Additional information about New Bedford, MA

About New Bedford

New Bedford (Massachusetts) is a city with a population of 95,072 [12] that is located in Bristol County.

MA Car Insurance

More about New Bedford auto insurance

For more information about New Bedford car insurance, or for additional resources regarding Massachusetts car insurance overall, visit the Massachusetts Department of Insurance.

Did you know?

Of all U.S. states, Mississippi had the highest uninsured motorist rate (28 percent) when last measured.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in MA