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Car Insurance in ZIP Code 01748

Car Insurance in ZIP Code 01748 (Hopkinton, MA)

Cars Insured in 01748

^ An estimated 9,702 vehicles are currently insured in ZIP Code 01748. [1]

Car Insurance Rates in 01748

^ From 2006 to 2010, Massachusetts ZIP codes had the 11th highest car insurance rates in the country. [2]

Uninsured Motorists in 01748

^ An estimated 480 uninsured motorists are currently driving in ZIP Code 01748. [3]

Massachusetts Car Insurance

Car Insurance in 01748 (Hopkinton, MA)

Car Insurance Liability Requirements in 01748

  • Minimum Liability Limits in 01748: 20/40/5 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 5  Required coverage up to $5,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in 01748

Required Car Insurance Coverage in 01748
  • 01748 Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in 01748

  • Insurer Verification of Auto Insurance in 01748 [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Car Insurance Facts, Estimates & Related Laws for ZIP Code 01748

Car Insurance Stats for 01748

01748 Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in 01748
    • Based on historical and current data, 9,702 cars are currently insured in 01748. [5]
    • Massachusetts cities collectively ranked 16th in the nation in auto insurance policies in 2011 with a total of 4,256,127. [1]
  • Uninsured Motorist Rate in 01748
    • Based on historical and current data, ZIP Code 01748 has an estimated 480 uninsured drivers. [6]
    • Massachusetts cities collectively had the 50th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in 01748
    • All Massachusetts ZIP Codes collectively had the 12th highest auto insurance rates in the nation in 2010. [2]

01748 Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers and passenger bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Automotive Laws in ZIP Code 01748

  • Minimum Driving Age in 01748 [9]
    • 01748 minimum driving age: 16 years.
  • Driver's License Renewal Cycle in 01748
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in 01748
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in 01748
    • Safety belt laws have been in place since 1994 and apply to drivers/passengers 13+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger and less than 57 inches. [7]

Massachusetts Car & Driver Facts

Massachusetts (including 01748) Auto Registrations

Massachusetts Car & Driver Facts
  • Auto Registrations in MA [8]
    • Registered Cars: 3,180,009
    • Registered Trucks: 2,344,721
    • Registered Motorcycles: 159,007
    • Total Registrations: 5,695,327
    • Rank: Massachusetts ranked 15th in the United States in total auto registrations in 2011.

Massachusetts (including 01748) Automotive Facts

  • Speed Limits in MA
    • Rural interstates: 65 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • Massachusetts (including 01748) Motor Fuel Consumption
    • Massachusetts cities collectively ranked 21st in the nation in total motor fuel consumption in 2011. [10]

Massachusetts Licensed Drivers

  • Licensed Drivers in MA [11]
    • Female Drivers: 2,369,052
    • Male Drivers: 2,314,271
    • Total Drivers: 4,683,323
    • Rank: 15th highest in the U.S.

Additional information about Massachusetts

About 01748

The region that is made up by ZIP Code 01748 has a population of approximately 14,925 and is located in Middlesex County in Massachusetts (Hopkinton, MA). [4]

MA Car Insurance

Car Insurance in 01748

For more information about 01748 Car Insurance, or for additional resources regarding car insurance overall, visit the Massachusetts Department of Insurance.

Did you know?

Of all U.S. states, Mississippi had the highest uninsured motorist rate (28 percent) when last measured.

Car Insurance Resources for Other ZIP Codes in Massachusetts


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Cities in Massachusetts

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)