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Oswego Car Insurance Resources

Oswego, KS Car Insurance

Cars Insured in Oswego

^ There are an estimated 1,455 vehicles currently insured in Oswego. [1]

Car Insurance Rates in Oswego

^ From 2006 to 2010, Kansas cities had the 43rd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Oswego

^ There are an estimated 127 uninsured motorists driving in Oswego. [3]

KS Car Insurance

Oswego Car Insurance

Car Insurance Liability Requirements in Oswego

  • Minimum Liability Limits in Oswego: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Oswego

Required Car Insurance Coverage in Oswego
  • Oswego Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Oswego

  • Insurer Verification of Auto Insurance in Oswego [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.

Oswego Car Insurance Facts, Estimates & Related Laws

Oswego Car Insurance Stats

Oswego Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Oswego
    • Based on historical and current data, 1,455 cars are currently insured in Oswego. [5]
    • Kansas cities collectively ranked 31st in the nation in auto insurance policies in 2011 with a total of 2,270,365. [1]
  • Uninsured Motorist Rate in Oswego
    • Based on historical and current data, Oswego has an estimated 127 uninsured drivers. [6]
    • Kansas cities collectively had the 40th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Oswego
    • Kansas cities collectively had the 40th highest auto insurance rates in the nation in 2010. [2]

Oswego Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Oswego Automotive Laws

  • Minimum Driving Age in Oswego [9]
    • Oswego, KS minimum driving age: 14 years.
  • Driver's License Renewal Cycle in Oswego
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Oswego
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Oswego
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 14+ years in all seats. [7]
    • Child restraint law in place for 3 years and younger must be in a child restraint; 4 - 7 years less than 80 pounds and 4 - 7 less than 57 inches tall must be in a child restraint or booster seat. [7]

Kansas Car & Driver Facts

Kansas Auto Registrations

Kansas Car & Driver Facts
  • Auto Registrations in KS [8]
    • Registered Cars: 1,141,601
    • Registered Trucks: 1,217,921
    • Registered Motorcycles: 81,361
    • Total Registrations: 2,445,966
    • Rank: Kansas ranked 32nd in the United States in total auto registrations in 2011.

Kansas Automotive Facts

  • Speed Limits in KS
    • Rural interstates: 75 mph [7]
    • Urban interstates: 75 mph [7]
    • Other roads: 65 mph [7]
  • Kansas Motor Fuel Consumption
    • Kansas cities collectively ranked 32nd in the nation in total motor fuel consumption in 2011. [10]

Kansas Licensed Drivers

  • Licensed Drivers in KS [11]
    • Female Drivers: 1,023,869
    • Male Drivers: 1,001,712
    • Total Drivers: 2,025,581
    • Rank: 31st highest in the U.S.

Additional information about Oswego, KS

About Oswego

Oswego (Kansas) is a city with a population of 1,829 [12] that is located in Labette County.

KS Car Insurance

More about Oswego auto insurance

For more information about Oswego car insurance, or for additional resources regarding Kansas car insurance overall, visit the Kansas Department of Insurance.

Did you know?

California has a program that offers low-cost auto policies to low-income drivers (California Assigned Risk Program).

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in KS