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Waianae Car Insurance Resources

Waianae, HI Car Insurance

Cars Insured in Waianae

^ There are an estimated 8,019 vehicles currently insured in Waianae. [1]

Car Insurance Rates in Waianae

^ From 2006 to 2010, Hawaii cities had the 19th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Waianae

^ There are an estimated 989 uninsured motorists driving in Waianae. [3]

HI Car Insurance

Waianae Car Insurance

Car Insurance Liability Requirements in Waianae

  • Minimum Liability Limits in Waianae: 20/40/10 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Waianae

Required Car Insurance Coverage in Waianae
  • Waianae Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Waianae

  • Insurer Verification of Auto Insurance in Waianae [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Waianae Car Insurance Facts, Estimates & Related Laws

Waianae Car Insurance Stats

Waianae Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Waianae
    • Based on historical and current data, 8,019 cars are currently insured in Waianae. [5]
    • Hawaii cities collectively ranked 42nd in the nation in auto insurance policies in 2011 with a total of 827,821. [1]
  • Uninsured Motorist Rate in Waianae
    • Based on historical and current data, Waianae has an estimated 989 uninsured drivers. [6]
    • Hawaii cities collectively had the 32nd highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Waianae
    • Hawaii cities collectively had the 19th highest auto insurance rates in the nation in 2010. [2]

Waianae Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for all drivers. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Waianae Automotive Laws

  • Minimum Driving Age in Waianae [9]
    • Waianae, HI minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Waianae
    • Renewal cycle: 8 years [7]
  • Motorcycle Helmet Laws in Waianae
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Waianae
    • Safety belt laws have been in place since 1985 and apply to drivers/passengers 8+ years in all seats. [7]
    • Child restraint law in place for 3 years and younger in a child safety seat; 4 - 7 years must be in a booster seat or child restraint. [7]

Hawaii Car & Driver Facts

Hawaii Auto Registrations

Hawaii Car & Driver Facts
  • Auto Registrations in HI [8]
    • Registered Cars: 534,815
    • Registered Trucks: 580,398
    • Registered Motorcycles: 30,498
    • Total Registrations: 1,148,041
    • Rank: Hawaii ranked 43rd in the United States in total auto registrations in 2011.

Hawaii Automotive Facts

  • Speed Limits in HI
    • Rural interstates: 60 mph [7]
    • Urban interstates: 60 mph [7]
    • Other roads: 45 mph [7]
  • Hawaii Motor Fuel Consumption
    • Hawaii cities collectively ranked 46th in the nation in total motor fuel consumption in 2011. [10]

Hawaii Licensed Drivers

  • Licensed Drivers in HI [11]
    • Female Drivers: 434,909
    • Male Drivers: 476,751
    • Total Drivers: 911,660
    • Rank: 42nd highest in the U.S.

Additional information about Waianae, HI

About Waianae

Waianae (Hawaii) is a city with a population of 13,177 [12] that is located in Honolulu County.

HI Car Insurance

More about Waianae auto insurance

For more information about Waianae car insurance, or for additional resources regarding Hawaii car insurance overall, visit the Hawaii Department of Insurance.

Did you know?

Across all U.S. states, Massachusetts has the fewest uninsured drivers - approximately 4.5 percent at last measure.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in HI