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Waipahu Car Insurance Resources

Waipahu, HI Car Insurance

Cars Insured in Waipahu

^ There are an estimated 23,257 vehicles currently insured in Waipahu. [1]

Car Insurance Rates in Waipahu

^ From 2006 to 2010, Hawaii cities had the 19th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Waipahu

^ There are an estimated 2,869 uninsured motorists driving in Waipahu. [3]

HI Car Insurance

Waipahu Car Insurance

Car Insurance Liability Requirements in Waipahu

  • Minimum Liability Limits in Waipahu: 20/40/10 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Waipahu

Required Car Insurance Coverage in Waipahu
  • Waipahu Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Waipahu

  • Insurer Verification of Auto Insurance in Waipahu [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Waipahu Car Insurance Facts, Estimates & Related Laws

Waipahu Car Insurance Stats

Waipahu Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Waipahu
    • Based on historical and current data, 23,257 cars are currently insured in Waipahu. [5]
    • Hawaii cities collectively ranked 42nd in the nation in auto insurance policies in 2011 with a total of 827,821. [1]
  • Uninsured Motorist Rate in Waipahu
    • Based on historical and current data, Waipahu has an estimated 2,869 uninsured drivers. [6]
    • Hawaii cities collectively had the 32nd highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Waipahu
    • Hawaii cities collectively had the 19th highest auto insurance rates in the nation in 2010. [2]

Waipahu Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for all drivers. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Waipahu Automotive Laws

  • Minimum Driving Age in Waipahu [9]
    • Waipahu, HI minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Waipahu
    • Renewal cycle: 8 years [7]
  • Motorcycle Helmet Laws in Waipahu
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Waipahu
    • Safety belt laws have been in place since 1985 and apply to drivers/passengers 8+ years in all seats. [7]
    • Child restraint law in place for 3 years and younger in a child safety seat; 4 - 7 years must be in a booster seat or child restraint. [7]

Hawaii Car & Driver Facts

Hawaii Auto Registrations

Hawaii Car & Driver Facts
  • Auto Registrations in HI [8]
    • Registered Cars: 534,815
    • Registered Trucks: 580,398
    • Registered Motorcycles: 30,498
    • Total Registrations: 1,148,041
    • Rank: Hawaii ranked 43rd in the United States in total auto registrations in 2011.

Hawaii Automotive Facts

  • Speed Limits in HI
    • Rural interstates: 60 mph [7]
    • Urban interstates: 60 mph [7]
    • Other roads: 45 mph [7]
  • Hawaii Motor Fuel Consumption
    • Hawaii cities collectively ranked 46th in the nation in total motor fuel consumption in 2011. [10]

Hawaii Licensed Drivers

  • Licensed Drivers in HI [11]
    • Female Drivers: 434,909
    • Male Drivers: 476,751
    • Total Drivers: 911,660
    • Rank: 42nd highest in the U.S.

Additional information about Waipahu, HI

About Waipahu

Waipahu (Hawaii) is a city with a population of 38,216 [12] that is located in Honolulu County.

HI Car Insurance

More about Waipahu auto insurance

For more information about Waipahu car insurance, or for additional resources regarding Hawaii car insurance overall, visit the Hawaii Department of Insurance.

Did you know?

Driving while text messaging is currently banned for all drivers in 41 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in HI