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Hilo Car Insurance Resources

Hilo, HI Car Insurance

Cars Insured in Hilo

^ There are an estimated 26,328 vehicles currently insured in Hilo. [1]

Car Insurance Rates in Hilo

^ From 2006 to 2010, Hawaii cities had the 19th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Hilo

^ There are an estimated 3,247 uninsured motorists driving in Hilo. [3]

HI Car Insurance

Hilo Car Insurance

Car Insurance Liability Requirements in Hilo

  • Minimum Liability Limits in Hilo: 20/40/10 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Hilo

Required Car Insurance Coverage in Hilo
  • Hilo Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Hilo

  • Insurer Verification of Auto Insurance in Hilo [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Hilo Car Insurance Facts, Estimates & Related Laws

Hilo Car Insurance Stats

Hilo Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Hilo
    • Based on historical and current data, 26,328 cars are currently insured in Hilo. [5]
    • Hawaii cities collectively ranked 42nd in the nation in auto insurance policies in 2011 with a total of 827,821. [1]
  • Uninsured Motorist Rate in Hilo
    • Based on historical and current data, Hilo has an estimated 3,247 uninsured drivers. [6]
    • Hawaii cities collectively had the 32nd highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Hilo
    • Hawaii cities collectively had the 19th highest auto insurance rates in the nation in 2010. [2]

Hilo Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for all drivers. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Hilo Automotive Laws

  • Minimum Driving Age in Hilo [9]
    • Hilo, HI minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Hilo
    • Renewal cycle: 8 years [7]
  • Motorcycle Helmet Laws in Hilo
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Hilo
    • Safety belt laws have been in place since 1985 and apply to drivers/passengers 8+ years in all seats. [7]
    • Child restraint law in place for 3 years and younger in a child safety seat; 4 - 7 years must be in a booster seat or child restraint. [7]

Hawaii Car & Driver Facts

Hawaii Auto Registrations

Hawaii Car & Driver Facts
  • Auto Registrations in HI [8]
    • Registered Cars: 534,815
    • Registered Trucks: 580,398
    • Registered Motorcycles: 30,498
    • Total Registrations: 1,148,041
    • Rank: Hawaii ranked 43rd in the United States in total auto registrations in 2011.

Hawaii Automotive Facts

  • Speed Limits in HI
    • Rural interstates: 60 mph [7]
    • Urban interstates: 60 mph [7]
    • Other roads: 45 mph [7]
  • Hawaii Motor Fuel Consumption
    • Hawaii cities collectively ranked 46th in the nation in total motor fuel consumption in 2011. [10]

Hawaii Licensed Drivers

  • Licensed Drivers in HI [11]
    • Female Drivers: 434,909
    • Male Drivers: 476,751
    • Total Drivers: 911,660
    • Rank: 42nd highest in the U.S.

Additional information about Hilo, HI

About Hilo

Hilo (Hawaii) is a city with a population of 43,263 [12] that is located in Hawaii County.

HI Car Insurance

More about Hilo auto insurance

For more information about Hilo car insurance, or for additional resources regarding Hawaii car insurance overall, visit the Hawaii Department of Insurance.

Did you know?

Motorcyclists are currently required by law to wear a helmet are in place in 19 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in HI