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Kapaa Car Insurance Resources

Kapaa, HI Car Insurance

Cars Insured in Kapaa

^ There are an estimated 6,511 vehicles currently insured in Kapaa. [1]

Car Insurance Rates in Kapaa

^ From 2006 to 2010, Hawaii cities had the 19th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Kapaa

^ There are an estimated 803 uninsured motorists driving in Kapaa. [3]

HI Car Insurance

Kapaa Car Insurance

Car Insurance Liability Requirements in Kapaa

  • Minimum Liability Limits in Kapaa: 20/40/10 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Kapaa

Required Car Insurance Coverage in Kapaa
  • Kapaa Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Kapaa

  • Insurer Verification of Auto Insurance in Kapaa [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Kapaa Car Insurance Facts, Estimates & Related Laws

Kapaa Car Insurance Stats

Kapaa Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Kapaa
    • Based on historical and current data, 6,511 cars are currently insured in Kapaa. [5]
    • Hawaii cities collectively ranked 42nd in the nation in auto insurance policies in 2011 with a total of 827,821. [1]
  • Uninsured Motorist Rate in Kapaa
    • Based on historical and current data, Kapaa has an estimated 803 uninsured drivers. [6]
    • Hawaii cities collectively had the 32nd highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Kapaa
    • Hawaii cities collectively had the 19th highest auto insurance rates in the nation in 2010. [2]

Kapaa Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for all drivers. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Kapaa Automotive Laws

  • Minimum Driving Age in Kapaa [9]
    • Kapaa, HI minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Kapaa
    • Renewal cycle: 8 years [7]
  • Motorcycle Helmet Laws in Kapaa
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Kapaa
    • Safety belt laws have been in place since 1985 and apply to drivers/passengers 8+ years in all seats. [7]
    • Child restraint law in place for 3 years and younger in a child safety seat; 4 - 7 years must be in a booster seat or child restraint. [7]

Hawaii Car & Driver Facts

Hawaii Auto Registrations

Hawaii Car & Driver Facts
  • Auto Registrations in HI [8]
    • Registered Cars: 534,815
    • Registered Trucks: 580,398
    • Registered Motorcycles: 30,498
    • Total Registrations: 1,148,041
    • Rank: Hawaii ranked 43rd in the United States in total auto registrations in 2011.

Hawaii Automotive Facts

  • Speed Limits in HI
    • Rural interstates: 60 mph [7]
    • Urban interstates: 60 mph [7]
    • Other roads: 45 mph [7]
  • Hawaii Motor Fuel Consumption
    • Hawaii cities collectively ranked 46th in the nation in total motor fuel consumption in 2011. [10]

Hawaii Licensed Drivers

  • Licensed Drivers in HI [11]
    • Female Drivers: 434,909
    • Male Drivers: 476,751
    • Total Drivers: 911,660
    • Rank: 42nd highest in the U.S.

Additional information about Kapaa, HI

About Kapaa

Kapaa (Hawaii) is a city with a population of 10,699 [12] that is located in Kauai County.

HI Car Insurance

More about Kapaa auto insurance

For more information about Kapaa car insurance, or for additional resources regarding Hawaii car insurance overall, visit the Hawaii Department of Insurance.

Did you know?

Novice drivers are prohibited from the use of all cell phones in 37 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in HI