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Car Insurance Liability Requirements in Pearl City
- Minimum Liability Limits in Pearl City: 20/40/10 [4]
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- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Pearl City
- Pearl City Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Personal injury protection coverage
Car Insurance Verification Laws in Pearl City
- Insurer Verification of Auto Insurance in Pearl City [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Pearl City Car Insurance Facts, Estimates & Related Laws
Pearl City Car Insurance Stats
- Number of Auto Insurance Policies in Pearl City
-
- Based on historical and current data, 29,027 cars are currently insured in Pearl City. [5]
- Hawaii cities collectively ranked 42nd in the nation in auto insurance policies in 2011 with a total of 827,821. [1]
- Uninsured Motorist Rate in Pearl City
-
- Based on historical and current data, Pearl City has an estimated 3,580 uninsured drivers. [6]
- Hawaii cities collectively had the 32nd highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Pearl City
-
- Hawaii cities collectively had the 19th highest auto insurance rates in the nation in 2010. [2]
Pearl City Distracted Driving Laws
- Hand-held phone ban? Yes
- hand-held phone ban in place for all drivers. [7]
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Pearl City Automotive Laws
- Minimum Driving Age in Pearl City [9]
-
- Pearl City, HI minimum driving age: 15 years, 6 months.
- Driver's License Renewal Cycle in Pearl City
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- Renewal cycle: 8 years [7]
- Motorcycle Helmet Laws in Pearl City
-
- Motorcycle helmets required for 17 and younger. [7]
- Safety Belt Laws in Pearl City
-
- Safety belt laws have been in place since 1985 and apply to drivers/passengers 8+ years in all seats. [7]
- Child restraint law in place for 3 years and younger in a child safety seat; 4 - 7 years must be in a booster seat or child restraint. [7]
Hawaii Car & Driver Facts
Hawaii Auto Registrations
- Auto Registrations in HI [8]
-
- Registered Cars: 534,815
- Registered Trucks: 580,398
- Registered Motorcycles: 30,498
- Total Registrations: 1,148,041
- Rank: Hawaii ranked 43rd in the United States in total auto registrations in 2011.
Hawaii Automotive Facts
- Speed Limits in HI
-
- Rural interstates: 60 mph [7]
- Urban interstates: 60 mph [7]
- Other roads: 45 mph [7]
- Hawaii Motor Fuel Consumption
-
- Hawaii cities collectively ranked 46th in the nation in total motor fuel consumption in 2011. [10]
Hawaii Licensed Drivers
- Licensed Drivers in HI [11]
-
- Female Drivers: 434,909
- Male Drivers: 476,751
- Total Drivers: 911,660
- Rank: 42nd highest in the U.S.
Additional information about Pearl City, HI
About Pearl City
Pearl City (Hawaii) is a city with a population of 47,698 [12] that is located in Honolulu County.
Did you know?
Driving while talking on a hand-held cell phone is currently prohibited in in 11 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
