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Car Insurance Liability Requirements in Lahaina
- Minimum Liability Limits in Lahaina: 20/40/10 [4]
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- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Lahaina
- Lahaina Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Personal injury protection coverage
Car Insurance Verification Laws in Lahaina
- Insurer Verification of Auto Insurance in Lahaina [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Lahaina Car Insurance Facts, Estimates & Related Laws
Lahaina Car Insurance Stats
- Number of Auto Insurance Policies in Lahaina
-
- Based on historical and current data, 7,123 cars are currently insured in Lahaina. [5]
- Hawaii cities collectively ranked 42nd in the nation in auto insurance policies in 2011 with a total of 827,821. [1]
- Uninsured Motorist Rate in Lahaina
-
- Based on historical and current data, Lahaina has an estimated 879 uninsured drivers. [6]
- Hawaii cities collectively had the 32nd highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Lahaina
-
- Hawaii cities collectively had the 19th highest auto insurance rates in the nation in 2010. [2]
Lahaina Distracted Driving Laws
- Hand-held phone ban? Yes
- hand-held phone ban in place for all drivers. [7]
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Lahaina Automotive Laws
- Minimum Driving Age in Lahaina [9]
-
- Lahaina, HI minimum driving age: 15 years, 6 months.
- Driver's License Renewal Cycle in Lahaina
-
- Renewal cycle: 8 years [7]
- Motorcycle Helmet Laws in Lahaina
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- Motorcycle helmets required for 17 and younger. [7]
- Safety Belt Laws in Lahaina
-
- Safety belt laws have been in place since 1985 and apply to drivers/passengers 8+ years in all seats. [7]
- Child restraint law in place for 3 years and younger in a child safety seat; 4 - 7 years must be in a booster seat or child restraint. [7]
Hawaii Car & Driver Facts
Hawaii Auto Registrations
- Auto Registrations in HI [8]
-
- Registered Cars: 534,815
- Registered Trucks: 580,398
- Registered Motorcycles: 30,498
- Total Registrations: 1,148,041
- Rank: Hawaii ranked 43rd in the United States in total auto registrations in 2011.
Hawaii Automotive Facts
- Speed Limits in HI
-
- Rural interstates: 60 mph [7]
- Urban interstates: 60 mph [7]
- Other roads: 45 mph [7]
- Hawaii Motor Fuel Consumption
-
- Hawaii cities collectively ranked 46th in the nation in total motor fuel consumption in 2011. [10]
Hawaii Licensed Drivers
- Licensed Drivers in HI [11]
-
- Female Drivers: 434,909
- Male Drivers: 476,751
- Total Drivers: 911,660
- Rank: 42nd highest in the U.S.
Additional information about Lahaina, HI
About Lahaina
Lahaina (Hawaii) is a city with a population of 11,704 [12] that is located in Maui County.
Did you know?
California has a program that offers low-cost auto policies to low-income drivers (California Assigned Risk Program).
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
