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Ephesus Car Insurance Resources

Ephesus, GA Car Insurance

Cars Insured in Ephesus

^ There are an estimated 307 vehicles currently insured in Ephesus. [1]

Car Insurance Rates in Ephesus

^ From 2006 to 2010, Georgia cities had the 21st highest auto insurance rates in the nation. [2]

Uninsured Motorists in Ephesus

^ There are an estimated 45 uninsured motorists driving in Ephesus. [3]

GA Car Insurance

Ephesus Car Insurance

Car Insurance Liability Requirements in Ephesus

  • Minimum Liability Limits in Ephesus: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Ephesus

Required Car Insurance Coverage in Ephesus
  • Ephesus Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Ephesus

  • Insurer Verification of Auto Insurance in Ephesus [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Ephesus Car Insurance Facts, Estimates & Related Laws

Ephesus Car Insurance Stats

Ephesus Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Ephesus
    • Based on historical and current data, 307 cars are currently insured in Ephesus. [5]
    • Georgia cities collectively ranked 9th in the nation in auto insurance policies in 2011 with a total of 6,963,952. [1]
  • Uninsured Motorist Rate in Ephesus
    • Based on historical and current data, Ephesus has an estimated 45 uninsured drivers. [6]
    • Georgia cities collectively had the 13th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Ephesus
    • Georgia cities collectively had the 20th highest auto insurance rates in the nation in 2010. [2]

Ephesus Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Ephesus Automotive Laws

  • Minimum Driving Age in Ephesus [9]
    • Ephesus, GA minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Ephesus
    • Renewal cycle: 5 or 8 years [7]
  • Motorcycle Helmet Laws in Ephesus
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Ephesus
    • Safety belt laws have been in place since 1988 and apply to drivers/passengers 8 through 17 years in all seats; 18+ years in front seat. [7]
    • Child restraint law in place for 7 years and younger and 57 inches or less. [7]

Georgia Car & Driver Facts

Georgia Auto Registrations

Georgia Car & Driver Facts
  • Auto Registrations in GA [8]
    • Registered Cars: 3,430,165
    • Registered Trucks: 3,876,723
    • Registered Motorcycles: 199,620
    • Total Registrations: 7,533,735
    • Rank: Georgia ranked 10th in the United States in total auto registrations in 2011.

Georgia Automotive Facts

  • Speed Limits in GA
    • Rural interstates: 70 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 65 mph [7]
  • Georgia Motor Fuel Consumption
    • Georgia cities collectively ranked 8th in the nation in total motor fuel consumption in 2011. [10]

Georgia Licensed Drivers

  • Licensed Drivers in GA [11]
    • Female Drivers: 3,399,477
    • Male Drivers: 3,106,213
    • Total Drivers: 6,505,690
    • Rank: 11th highest in the U.S.

Additional information about Ephesus, GA

About Ephesus

Ephesus (Georgia) is a city with a population of 427 [12] that is located in Heard County.

GA Car Insurance

More about Ephesus auto insurance

For more information about Ephesus car insurance, or for additional resources regarding Georgia car insurance overall, visit the Georgia Department of Insurance.

Did you know?

Driving while text messaging is currently banned for all drivers in 41 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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