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Car Insurance Liability Requirements in Naugatuck
- Minimum Liability Limits in Naugatuck: 20/40/10 [4]
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- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Naugatuck
- Naugatuck Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Naugatuck
- Insurer Verification of Auto Insurance in Naugatuck [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Naugatuck Car Insurance Facts, Estimates & Related Laws
Naugatuck Car Insurance Stats
- Number of Auto Insurance Policies in Naugatuck
-
- Based on historical and current data, 21,878 cars are currently insured in Naugatuck. [5]
- Connecticut cities collectively ranked 29th in the nation in auto insurance policies in 2011 with a total of 2,454,106. [1]
- Uninsured Motorist Rate in Naugatuck
-
- Based on historical and current data, Naugatuck has an estimated 2,529 uninsured drivers. [6]
- Connecticut cities collectively had the 41st highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Naugatuck
-
- Connecticut cities collectively had the 8th highest auto insurance rates in the nation in 2010. [2]
Naugatuck Distracted Driving Laws
- Hand-held phone ban? Yes
- hand-held phone ban in place for all drivers. [7]
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers. [7]
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Naugatuck Automotive Laws
- Minimum Driving Age in Naugatuck [9]
-
- Naugatuck, CT minimum driving age: 16 years.
- Driver's License Renewal Cycle in Naugatuck
-
- Renewal cycle: 6 years [7]
- Motorcycle Helmet Laws in Naugatuck
-
- Motorcycle helmets required for 17 and younger. [7]
- Safety Belt Laws in Naugatuck
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- Safety belt laws have been in place since 1986 and apply to drivers/passengers 7+ years in front seat. [7]
- Child restraint law in place for younger than 1 year or less than 20 pounds in a rear-facing restraint system; 1 - 6 years who is less than 60 pounds in a child restraint system. [7]
Connecticut Car & Driver Facts
Connecticut Auto Registrations
- Auto Registrations in CT [8]
-
- Registered Cars: 1,719,536
- Registered Trucks: 1,003,799
- Registered Motorcycles: 97,963
- Total Registrations: 2,828,794
- Rank: Connecticut ranked 30th in the United States in total auto registrations in 2011.
Connecticut Automotive Facts
- Speed Limits in CT
-
- Rural interstates: 65 mph [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- Connecticut Motor Fuel Consumption
-
- Connecticut cities collectively ranked 33rd in the nation in total motor fuel consumption in 2011. [10]
Connecticut Licensed Drivers
- Licensed Drivers in CT [11]
-
- Female Drivers: 1,503,160
- Male Drivers: 1,483,107
- Total Drivers: 2,986,267
- Rank: 26th highest in the U.S.
Additional information about Naugatuck, CT
About Naugatuck
Naugatuck (Connecticut) is a borough with a population of 31,862 [12] that is located in New Haven County.
Did you know?
Under secondary laws, a police officer must have some other reason to stop a vehicle before citing a driver for that offense.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
