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Wrightsville Car Insurance Resources

Wrightsville, AR Car Insurance

Cars Insured in Wrightsville

^ There are an estimated 1,544 vehicles currently insured in Wrightsville. [1]

Car Insurance Rates in Wrightsville

^ From 2006 to 2010, Arkansas cities had the 36th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Wrightsville

^ There are an estimated 227 uninsured motorists driving in Wrightsville. [3]

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Wrightsville Car Insurance

Car Insurance Liability Requirements in Wrightsville

  • Minimum Liability Limits in Wrightsville: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Wrightsville

Required Car Insurance Coverage in Wrightsville
  • Wrightsville Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Wrightsville

  • Insurer Verification of Auto Insurance in Wrightsville [4]
    • Insurer must verify financial responsibility or insurance after an accident or arrest.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Wrightsville Car Insurance Facts, Estimates & Related Laws

Wrightsville Car Insurance Stats

Wrightsville Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Wrightsville
    • Based on historical and current data, 1,544 cars are currently insured in Wrightsville. [5]
    • Arkansas cities collectively ranked 32nd in the nation in auto insurance policies in 2011 with a total of 2,130,051. [1]
  • Uninsured Motorist Rate in Wrightsville
    • Based on historical and current data, Wrightsville has an estimated 227 uninsured drivers. [6]
    • Arkansas cities collectively had the 12th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Wrightsville
    • Arkansas cities collectively had the 35th highest auto insurance rates in the nation in 2010. [2]

Wrightsville Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for drivers 18 or older but younger than 21 and also in school and highway work zones. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect for texting by all drivers and cellphone use by school bus drivers. Secondary enforcement in effect for cellphone use by young drivers, drivers in school and work zones. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Wrightsville Automotive Laws

  • Minimum Driving Age in Wrightsville [9]
    • Wrightsville, AR minimum driving age: 14 years.
  • Driver's License Renewal Cycle in Wrightsville
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Wrightsville
    • Motorcycle helmets required for 20 and younger. [7]
  • Safety Belt Laws in Wrightsville
    • Safety belt laws have been in place since 1991 and apply to drivers/passengers 15+ years in front seat. [7]
    • Child restraint law in place for 5 years and younger and less than 60 pounds. [7]

Arkansas Car & Driver Facts

Arkansas Auto Registrations

Arkansas Car & Driver Facts
  • Auto Registrations in AR [8]
    • Registered Cars: 1,021,817
    • Registered Trucks: 1,346,842
    • Registered Motorcycles: 76,301
    • Total Registrations: 2,448,310
    • Rank: Arkansas ranked 31st in the United States in total auto registrations in 2011.

Arkansas Automotive Facts

  • Speed Limits in AR
    • Rural interstates: 70 mph (Trucks: 65 mph) [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Arkansas Motor Fuel Consumption
    • Arkansas cities collectively ranked 30th in the nation in total motor fuel consumption in 2011. [10]

Arkansas Licensed Drivers

  • Licensed Drivers in AR [11]
    • Female Drivers: 1,051,052
    • Male Drivers: 905,039
    • Total Drivers: 1,956,091
    • Rank: 32nd highest in the U.S.

Additional information about Wrightsville, AR

About Wrightsville

Wrightsville (Arkansas) is a city with a population of 2,114 [12] that is located in Pulaski County.

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More about Wrightsville auto insurance

For more information about Wrightsville car insurance, or for additional resources regarding Arkansas car insurance overall, visit the Arkansas Department of Insurance.

Did you know?

Of all U.S. states, Mississippi had the highest uninsured motorist rate (28 percent) when last measured.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in AR