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Car Insurance Liability Requirements in El Mirage
- Minimum Liability Limits in El Mirage: 15/30/10 [4]
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- 15 Required coverage up to $15,000 for one individual injured in an accident
- 30 Required coverage up to $30,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in El Mirage
- El Mirage Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in El Mirage
- Insurer Verification of Auto Insurance in El Mirage [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify financial responsibility or insurance after an accident or arrest.
El Mirage Car Insurance Facts, Estimates & Related Laws
El Mirage Car Insurance Stats
- Number of Auto Insurance Policies in El Mirage
-
- Based on historical and current data, 20,723 cars are currently insured in El Mirage. [5]
- Arizona cities collectively ranked 18th in the nation in auto insurance policies in 2011 with a total of 4,165,847. [1]
- Uninsured Motorist Rate in El Mirage
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- Based on historical and current data, El Mirage has an estimated 2,719 uninsured drivers. [6]
- Arizona cities collectively had the 28th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in El Mirage
-
- Arizona cities collectively had the 18th highest auto insurance rates in the nation in 2010. [2]
El Mirage Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? No
- Young drivers cell phone ban? No
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers. [7]
- Enforcement of laws:
- Primary enforcement in effect.. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
El Mirage Automotive Laws
- Minimum Driving Age in El Mirage [9]
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- El Mirage, AZ minimum driving age: 15 years, 6 months.
- Driver's License Renewal Cycle in El Mirage
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- Renewal cycle: until age 65 [7]
- Motorcycle Helmet Laws in El Mirage
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- Motorcycle helmets required for 17 and younger. [7]
- Safety Belt Laws in El Mirage
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- Safety belt laws have been in place since 1991 and apply to drivers/passengers 8+ years in front seat; 8 through 15 in all seats. [7]
- Child restraint law in place for 4 years and younger; children 5 through 7 who are 57 inches or shorter. [7]
Arizona Car & Driver Facts
Arizona Auto Registrations
- Auto Registrations in AZ [8]
-
- Registered Cars: 2,363,015
- Registered Trucks: 2,555,552
- Registered Motorcycles: 178,928
- Total Registrations: 5,109,254
- Rank: Arizona ranked 19th in the United States in total auto registrations in 2011.
Arizona Automotive Facts
- Speed Limits in AZ
-
- Rural interstates: 75 mph [7]
- Urban interstates: 65 mph [7]
- Other roads: 65 mph (Trucks: 65 mph) [7]
- Arizona Motor Fuel Consumption
-
- Arizona cities collectively ranked 16th in the nation in total motor fuel consumption in 2011. [10]
Arizona Licensed Drivers
- Licensed Drivers in AZ [11]
-
- Female Drivers: 2,282,973
- Male Drivers: 2,309,425
- Total Drivers: 4,592,398
- Rank: 16th highest in the U.S.
Additional information about El Mirage, AZ
About El Mirage
El Mirage (Arizona) is a city with a population of 31,797 [12] that is located in Maricopa County.
Did you know?
Under secondary laws, a police officer must have some other reason to stop a vehicle before citing a driver for that offense.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)