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Car Insurance Liability Requirements in Ogden
- Minimum Liability Limits in Ogden: 25/65/15 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 65 Required coverage up to $65,000 for all persons injured in an accident
- 15 Required coverage up to $15,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
- Note: Instead of policy limits, policyholders can satisfy the requirement with a combined single limit policy.
Required Car Insurance Coverage in Ogden
- Ogden Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Personal injury protection coverage
Car Insurance Verification Laws in Ogden
- Insurer Verification of Auto Insurance in Ogden [4]
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- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Ogden Car Insurance Facts, Estimates & Related Laws
Ogden Car Insurance Stats
- Number of Auto Insurance Policies in Ogden
-
- Based on historical and current data, 54,773 cars are currently insured in Ogden. [5]
- Utah cities collectively ranked 34th in the nation in auto insurance policies in 2011 with a total of 1,827,781. [1]
- Uninsured Motorist Rate in Ogden
-
- Based on historical and current data, Ogden has an estimated 4,294 uninsured drivers. [6]
- Utah cities collectively had the 44th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Ogden
-
- Utah cities collectively had the 28th highest auto insurance rates in the nation in 2010. [2]
Ogden Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers (hand-held ban). [7]
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Ogden Automotive Laws
- Minimum Driving Age in Ogden [9]
-
- Ogden, UT minimum driving age: 15 years.
- Driver's License Renewal Cycle in Ogden
-
- Renewal cycle: 5 years [7]
- Motorcycle Helmet Laws in Ogden
-
- Motorcycle helmets required for 17 and younger. [7]
- Safety Belt Laws in Ogden
-
- Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in all seats. [7]
- Child restraint law in place for 7 years and younger and shorter than 57 inches. [7]
Utah Auto Registrations
- Auto Registrations in UT [8]
-
- Registered Cars: 857,948
- Registered Trucks: 960,618
- Registered Motorcycles: 59,430
- Total Registrations: 1,883,410
- Rank: Utah ranked 36th in the United States in total auto registrations in 2011.
Utah Automotive Facts
- Speed Limits in UT
-
- Rural interstates: 75 mph (Specified segments of road may have posted limits that exceed 75 mph) [7]
- Urban interstates: 65 mph [7]
- Other roads: 65 mph [7]
- Utah Motor Fuel Consumption
-
- Utah cities collectively ranked 34th in the nation in total motor fuel consumption in 2011. [10]
Utah Licensed Drivers
- Licensed Drivers in UT [11]
-
- Female Drivers: 871,083
- Male Drivers: 876,404
- Total Drivers: 1,747,487
- Rank: 34th highest in the U.S.
Additional information about Ogden, UT
About Ogden
Ogden (Utah) is a city with a population of 82,825 [12] that is located in Weber County.
Did you know?
Some motorcyclists are currently required by law to wear a helmet in 47 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
