Car Insurance Liability Requirements in Idaho
Minimum Liability Limits in ID: 25/50/15 [ 4]
25 Required coverage up to $25,000 for one individual injured in an accident
50 Required coverage up to $50,000 for all persons injured in an accident
15 Required coverage up to $15,000 for property damage in an accident
Note: These amounts are the minimum required by the law. Drivers may opt to purchase auto insurance above the mandatory minimums.
Required Car Insurance Coverage in Idaho
Auto Insurance Coverage Requirements in ID [ 4]
Bodily injury liability coverage Property damage liability coverage Car Insurance Verification Laws in Idaho
Insurer Verification of Auto Insurance in ID [ 4]
Idaho Car Insurance Facts, Estimates & Related Laws
Idaho Car Insurance Facts
Average Car Insurance Rates in ID
Idaho had the 48th highest auto insurance rates in the nation in 2010.
[ 2] Rates in ID ranked 48th in the nation in 2009.
[ 2] In 2008, ID had the 47th highest rates in the country.
Number of Auto Insurance Policies in ID
Idaho ranked 39th in the nation in auto insurance policies in 2011 with a total of 1,066,623.
Uninsured Motorist Rate in ID
The uninsured motorist rate in ID ranked 45th in the nation in 2009.
Idaho Distracted Driving Laws
Hand-held phone ban? No
Texting-while-driving ban? Yes Texting-while-driving ban in place for all drivers. [ 7]
Young drivers cell phone ban? No
Bus driver cell phone ban? No
Enforcement of laws:
Primary enforcement in effect.
[ 7] With primary enforcement, a police officer can pull over a driver for that specific offense.
Under a primary law, a police officer can stop a driver for that specific offense. Under a secondary law, an officer must stop a driver for a primary offense before ticketing for the secondary offense.
Idaho Automotive Laws
Safety Belt Laws in ID
Safety belt laws have been in place since 1986 and apply to drivers/passengers 7+ years in all seats.
[ 7] Child restraint law in place for 6 years and younger.
Motorcycle Helmet Laws in ID
Motorcycle helmets required for 17 and younger.
Driver's License Renewal Cycle in ID
Renewal cycle: 4 years
Idaho Auto & Driver Facts
Idaho Automotive Facts
Speed Limits in ID
Rural interstates: 75 mph (Trucks: 65 mph)
[ 7] Urban interstates: 75 mph
[ 7] Other roads: 65 mph
Motor Fuel Consumption in ID
Idaho cities collectively ranked 39th in the nation in total motor fuel consumption in 2011.
Idaho Licensed Drivers
Licensed Drivers in ID [ 10]
Total Drivers: 1,083,992
ID has the 39th most drivers in the U.S.
Minimum Driving Age in ID [ 5]
Idaho has a minimum driving age of 14 years, 6 months.
Idaho Auto Registrations
Auto Registrations in ID [ 8]
Registered Cars: 610,646
Registered Trucks: 947,382
Registered Motorcycles: 62,623
Total Registrations: 1,625,204
Rank: Idaho ranked 38th in the United States in total auto registrations in 2011.
Additional information about Idaho
Idaho has a population of approximately 1,567,582, which ranks 39th in the U.S. among all states.
More about Idaho auto insurance
For more information about auto insurance in ID, or for additional resources regarding
Idaho car insurance, visit the Idaho Department of Insurance.
Did you know?
Of all U.S. states,
Mississippi had the highest uninsured motorist rate (28 percent) when last measured.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Insurance Institute for Highway Safety (IIHS)
6. ^ United States Census Bureau
7. ^ IIHS & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ U.S. Department of Transportation
10. ^ Federal Highway Administration