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Idaho Car Insurance Resources

Idaho Car Insurance

Car Insurance Rates in ID

^ From 2006 to 2010, Idaho cities had the 48th highest auto insurance rates in the nation. [2]

Car Insurance in ID by City

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Cars Insured in ID

^ Idaho ranked 39th of all U.S. states in total auto insurance policies in 2011. [1]

ID Car Insurance

Car Insurance in Idaho

Car Insurance Liability Requirements in Idaho

  • Minimum Liability Limits in ID: 25/50/15 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: These amounts are the minimum required by the law. Drivers may opt to purchase auto insurance above the mandatory minimums.

Required Car Insurance Coverage in Idaho

Required Car Insurance Coverage in Idaho
  • Auto Insurance Coverage Requirements in ID [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Idaho

  • Insurer Verification of Auto Insurance in ID [4]

Idaho Car Insurance Facts, Estimates & Related Laws

Idaho Car Insurance Facts

Idaho Car Insurance Facts, Estimates & Related Laws
  • Average Car Insurance Rates in ID
    • Idaho had the 48th highest auto insurance rates in the nation in 2010. [2]
    • Rates in ID ranked 48th in the nation in 2009. [2]
    • In 2008, ID had the 47th highest rates in the country. [2]
  • Number of Auto Insurance Policies in ID
    • Idaho ranked 39th in the nation in auto insurance policies in 2011 with a total of 1,066,623. [1]
  • Uninsured Motorist Rate in ID
    • The uninsured motorist rate in ID ranked 45th in the nation in 2009. [3]

Idaho Distracted Driving Laws

  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense.
    • Under a primary law, a police officer can stop a driver for that specific offense. Under a secondary law, an officer must stop a driver for a primary offense before ticketing for the secondary offense.

Idaho Automotive Laws

  • Safety Belt Laws in ID
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 7+ years in all seats. [7]
    • Child restraint law in place for 6 years and younger. [7]
  • Motorcycle Helmet Laws in ID
    • Motorcycle helmets required for 17 and younger. [7]
  • Driver's License Renewal Cycle in ID
    • Renewal cycle: 4 years [7]

Idaho Auto & Driver Facts

Idaho Automotive Facts

Idaho Auto & Driver Facts
  • Speed Limits in ID
    • Rural interstates: 75 mph (Trucks: 65 mph) [7]
    • Urban interstates: 75 mph [7]
    • Other roads: 65 mph [7]
  • Motor Fuel Consumption in ID
    • Idaho cities collectively ranked 39th in the nation in total motor fuel consumption in 2011. [9]

Idaho Licensed Drivers

  • Licensed Drivers in ID [10]
    • Total Drivers: 1,083,992
    • Female: 539,887
    • Male: 544,105
    • ID has the 39th most drivers in the U.S.
  • Minimum Driving Age in ID [5]
    • Idaho has a minimum driving age of 14 years, 6 months.

Idaho Auto Registrations

  • Auto Registrations in ID [8]
    • Registered Cars: 610,646
    • Registered Trucks: 947,382
    • Registered Motorcycles: 62,623
    • Total Registrations: 1,625,204
    • Rank: Idaho ranked 38th in the United States in total auto registrations in 2011.

Additional information about Idaho

About Idaho

Idaho has a population of approximately 1,567,582, which ranks 39th in the U.S. among all states. [6]

ID Car Insurance

More about Idaho auto insurance

For more information about auto insurance in ID, or for additional resources regarding Idaho car insurance, visit the Idaho Department of Insurance.

Did you know?

Penalties for driving without required insurance coverage vary widely by location. Fines can reach into the thousands of dollars.


1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Insurance Institute for Highway Safety (IIHS)

6. ^ United States Census Bureau

7. ^ IIHS & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ U.S. Department of Transportation

10. ^ Federal Highway Administration

Idaho Cities