Mount Pleasant Car Insurance
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Car Insurance Liability Requirements in Mount Pleasant
- Minimum Liability Limits in Mount Pleasant: 30/60/25 [4]
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- 30 Required coverage up to $30,000 for one individual injured in an accident
- 60 Required coverage up to $60,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Mount Pleasant
- Mount Pleasant Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Mount Pleasant
- Insurer Verification of Auto Insurance in Mount Pleasant [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Mount Pleasant Car Insurance Facts, Estimates & Related Laws
Mount Pleasant Car Insurance Stats
- Number of Auto Insurance Policies in Mount Pleasant
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- Based on historical and current data, 10,345 cars are currently insured in Mount Pleasant. [5]
- Texas cities collectively ranked 2nd in the nation in auto insurance policies in 2011 with a total of 16,714,340. [1]
- Uninsured Motorist Rate in Mount Pleasant
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- Based on historical and current data, Mount Pleasant has an estimated 1,395 uninsured drivers. [6]
- Texas cities collectively had the 19th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Mount Pleasant
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- Texas cities collectively had the 14th highest auto insurance rates in the nation in 2010. [2]
Mount Pleasant Distracted Driving Laws
- Hand-held phone ban? Yes
- hand-held phone ban in place for drivers in school crossing zones and on public school property during the time the reduced speed limit applies. [7]
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for bus drivers with minor passengers, drivers younger than 18, and drivers in school crossing zones and on public school property during the time the reduced speed limit applies. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? Yes
- Ban applies to bus drivers with minor passengers. [7]
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Mount Pleasant Automotive Laws
- Minimum Driving Age in Mount Pleasant [9]
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- Mount Pleasant, TX minimum driving age: 15 years.
- Driver's License Renewal Cycle in Mount Pleasant
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- Renewal cycle: 6 years [7]
- Motorcycle Helmet Laws in Mount Pleasant
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- Motorcycle helmets required for 20 and younger. [7]
- Texas exempts riders 21 or older if they can either show proof of successfully completing a motorcycle operator training and safety course or can show proof of having a medical insurance policy. [7]
- Safety Belt Laws in Mount Pleasant
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- Safety belt laws have been in place since 1985 and apply to drivers/passengers 7 years and younger who are 57 inches or taller; 8+ years in all seats. [7]
- Child restraint law in place for 7 years and younger and less than 57 inches. [7]
Texas Auto Registrations
- Auto Registrations in TX [8]
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- Registered Cars: 8,964,823
- Registered Trucks: 10,156,094
- Registered Motorcycles: 442,483
- Total Registrations: 19,617,055
- Rank: Texas ranked 2nd in the United States in total auto registrations in 2011.
Texas Automotive Facts
- Speed Limits in TX
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- Rural interstates: 75 mph (80 mph or 85 mph on specified segments of road) [7]
- Urban interstates: 75 mph [7]
- Other roads: 75 mph [7]
- Texas Motor Fuel Consumption
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- Texas cities collectively ranked 2nd in the nation in total motor fuel consumption in 2011. [10]
Texas Licensed Drivers
- Licensed Drivers in TX [11]
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- Female Drivers: 7,632,187
- Male Drivers: 7,490,331
- Total Drivers: 15,122,518
- Rank: 2nd highest in the U.S.
Additional information about Mount Pleasant, TX
About Mount Pleasant
Mount Pleasant (Texas) is a city with a population of 15,564 [12] that is located in Titus County.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
