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Murfreesboro Car Insurance Resources

Murfreesboro, TN Car Insurance

Cars Insured in Murfreesboro

^ There are an estimated 73,750 vehicles currently insured in Murfreesboro. [1]

Car Insurance Rates in Murfreesboro

^ From 2006 to 2010, Tennessee cities had the 39th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Murfreesboro

^ There are an estimated 18,610 uninsured motorists driving in Murfreesboro. [3]

TN Car Insurance

Murfreesboro Car Insurance

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Car Insurance Liability Requirements in Murfreesboro

  • Minimum Liability Limits in Murfreesboro: 25/50/15 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
    • Note: Instead of policy limits, policyholders can satisfy the requirement with a combined single limit policy.

Required Car Insurance Coverage in Murfreesboro

Required Car Insurance Coverage in Murfreesboro
  • Murfreesboro Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Murfreesboro

  • Insurer Verification of Auto Insurance in Murfreesboro [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Murfreesboro Car Insurance Facts, Estimates & Related Laws

Murfreesboro Car Insurance Stats

Murfreesboro Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Murfreesboro
    • Based on historical and current data, 73,750 cars are currently insured in Murfreesboro. [5]
    • Tennessee cities collectively ranked 15th in the nation in auto insurance policies in 2011 with a total of 4,303,507. [1]
  • Uninsured Motorist Rate in Murfreesboro
    • Based on historical and current data, Murfreesboro has an estimated 18,610 uninsured drivers. [6]
    • Tennessee cities collectively had the 4th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Murfreesboro
    • Tennessee cities collectively had the 38th highest auto insurance rates in the nation in 2010. [2]

Murfreesboro Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Murfreesboro Automotive Laws

  • Minimum Driving Age in Murfreesboro [9]
    • Murfreesboro, TN minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Murfreesboro
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Murfreesboro
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Murfreesboro
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in front seat. [7]
    • Child restraint law in place for younger than 1 year or 20 pounds or less in a rear-facing infant seat; 1 - 3 years and 20+ pounds in a forward-facing infant seat; 4 - 8 years and less than 4-feet-9-inches in booster. [7]

Tennessee Car & Driver Facts

Tennessee Auto Registrations

Tennessee Car & Driver Facts
  • Auto Registrations in TN [8]
    • Registered Cars: 2,637,423
    • Registered Trucks: 2,483,721
    • Registered Motorcycles: 168,420
    • Total Registrations: 5,302,335
    • Rank: Tennessee ranked 16th in the United States in total auto registrations in 2011.

Tennessee Automotive Facts

  • Speed Limits in TN
    • Rural interstates: 70 mph [7]
    • Urban interstates: 70 mph [7]
    • Other roads: 65 mph [7]
  • Tennessee Motor Fuel Consumption
    • Tennessee cities collectively ranked 15th in the nation in total motor fuel consumption in 2011. [10]

Tennessee Licensed Drivers

  • Licensed Drivers in TN [11]
    • Female Drivers: 2,353,546
    • Male Drivers: 2,190,213
    • Total Drivers: 4,543,759
    • Rank: 17th highest in the U.S.

Additional information about Murfreesboro, TN

About Murfreesboro

Murfreesboro (Tennessee) is a city with a population of 108,755 [12] that is located in Rutherford County.

TN Car Insurance

More about Murfreesboro auto insurance

For more information about Murfreesboro car insurance, or for additional resources regarding Tennessee car insurance overall, visit the Tennessee Department of Insurance.

Did you know?

Penalties for driving without required insurance coverage vary widely by location. Fines can reach into the thousands of dollars.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in TN