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Car Insurance Liability Requirements in Wolsey
- Minimum Liability Limits in Wolsey: 25/50/25 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Wolsey
- Wolsey Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
Car Insurance Verification Laws in Wolsey
- Insurer Verification of Auto Insurance in Wolsey [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Wolsey Car Insurance Facts, Estimates & Related Laws
Wolsey Car Insurance Stats
- Number of Auto Insurance Policies in Wolsey
-
- Based on historical and current data, 318 cars are currently insured in Wolsey. [5]
- South Dakota cities collectively ranked 44th in the nation in auto insurance policies in 2011 with a total of 687,592. [1]
- Uninsured Motorist Rate in Wolsey
-
- Based on historical and current data, Wolsey has an estimated 24 uninsured drivers. [6]
- South Dakota cities collectively had the 43rd highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Wolsey
-
- South Dakota cities collectively had the 51st highest auto insurance rates in the nation in 2010. [2]
Wolsey Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for learner's permit and intermediate license holders. [7]
- Young drivers cell phone ban? Yes
- Ban applies to learner's permit and intermediate license holders. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Secondary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Wolsey Automotive Laws
- Minimum Driving Age in Wolsey [9]
-
- Wolsey, SD minimum driving age: 14 years.
- Driver's License Renewal Cycle in Wolsey
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- Renewal cycle: 5 years [7]
- Motorcycle Helmet Laws in Wolsey
-
- Motorcycle helmets required for 17 and younger. [7]
- Safety Belt Laws in Wolsey
-
- Safety belt laws have been in place since 1995 and apply to drivers/passengers 18+ years in front seat. [7]
- Child restraint law in place for 4 years and younger and less than 40 pounds. [7]
South Dakota Car & Driver Facts
South Dakota Auto Registrations
- Auto Registrations in SD [8]
-
- Registered Cars: 384,573
- Registered Trucks: 538,595
- Registered Motorcycles: 69,670
- Total Registrations: 995,423
- Rank: South Dakota ranked 44th in the United States in total auto registrations in 2011.
South Dakota Automotive Facts
- Speed Limits in SD
-
- Rural interstates: 75 mph [7]
- Urban interstates: 75 mph [7]
- Other roads: 70 mph [7]
- South Dakota Motor Fuel Consumption
-
- South Dakota cities collectively ranked 45th in the nation in total motor fuel consumption in 2011. [10]
South Dakota Licensed Drivers
- Licensed Drivers in SD [11]
-
- Female Drivers: 300,232
- Male Drivers: 303,026
- Total Drivers: 603,258
- Rank: 46th highest in the U.S.
Additional information about Wolsey, SD
About Wolsey
Wolsey (South Dakota) is a town with a population of 376 [12] that is located in Beadle County.
Did you know?
California has a program that offers low-cost auto policies to low-income drivers (California Assigned Risk Program).
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
