Cambridge Springs Car Insurance
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Car Insurance Liability Requirements in Cambridge Springs
- Minimum Liability Limits in Cambridge Springs: 15/30/5 [4]
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- 15 Required coverage up to $15,000 for one individual injured in an accident
- 30 Required coverage up to $30,000 for all persons injured in an accident
- 5 Required coverage up to $5,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Cambridge Springs
- Cambridge Springs Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Personal injury protection coverage
Car Insurance Verification Laws in Cambridge Springs
- Insurer Verification of Auto Insurance in Cambridge Springs [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Cambridge Springs Car Insurance Facts, Estimates & Related Laws
Cambridge Springs Car Insurance Stats
- Number of Auto Insurance Policies in Cambridge Springs
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- Based on historical and current data, 1,757 cars are currently insured in Cambridge Springs. [5]
- Pennsylvania cities collectively ranked 5th in the nation in auto insurance policies in 2011 with a total of 8,599,108. [1]
- Uninsured Motorist Rate in Cambridge Springs
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- Based on historical and current data, Cambridge Springs has an estimated 119 uninsured drivers. [6]
- Pennsylvania cities collectively had the 48th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Cambridge Springs
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- Pennsylvania cities collectively had the 17th highest auto insurance rates in the nation in 2010. [2]
Cambridge Springs Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? No
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Cambridge Springs Automotive Laws
- Minimum Driving Age in Cambridge Springs [9]
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- Cambridge Springs, PA minimum driving age: 16 years.
- Driver's License Renewal Cycle in Cambridge Springs
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- Renewal cycle: 4 years [7]
- Motorcycle Helmet Laws in Cambridge Springs
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- Motorcycle helmets required for 20 and younger. [7]
- Pennsylvania\'s motorcycle helmet use law covers all operators during the first two years of licensure unless the operator has completed the safety course approved by PennDOT or the Motorcycle Safety Foundation. [7]
- Safety Belt Laws in Cambridge Springs
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- Safety belt laws have been in place since 1987 and apply to drivers/passengers 8 through 17 years in all seats; 18+ years in front seat. [7]
- Child restraint law in place for 7 years and younger. [7]
Pennsylvania Car & Driver Facts
Pennsylvania Auto Registrations
- Auto Registrations in PA [8]
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- Registered Cars: 5,484,519
- Registered Trucks: 4,388,029
- Registered Motorcycles: 404,896
- Total Registrations: 10,302,980
- Rank: Pennsylvania ranked 6th in the United States in total auto registrations in 2011.
Pennsylvania Automotive Facts
- Speed Limits in PA
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- Rural interstates: 65 mph [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- Pennsylvania Motor Fuel Consumption
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- Pennsylvania cities collectively ranked 5th in the nation in total motor fuel consumption in 2011. [10]
Pennsylvania Licensed Drivers
- Licensed Drivers in PA [11]
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- Female Drivers: 4,429,168
- Male Drivers: 4,367,606
- Total Drivers: 8,796,774
- Rank: 5th highest in the U.S.
Additional information about Cambridge Springs, PA
About Cambridge Springs
Cambridge Springs (Pennsylvania) is a borough with a population of 2,595 [12] that is located in Crawford County.
Did you know?
Driving while talking on a hand-held cell phone is currently prohibited in in 11 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)