Truth Or Consequences Car Insurance Resources

Truth Or Consequences, NM Car Insurance

Cars Insured in Truth Or Consequences

^ There are an estimated 4,790 vehicles currently insured in Truth Or Consequences. ^[1]

Car Insurance Rates in Truth Or Consequences

^ From 2006 to 2010, New Mexico cities had the 27th highest auto insurance rates in the nation. ^[2]

Uninsured Motorists in Truth Or Consequences

^ There are an estimated 1,146 uninsured motorists driving in Truth Or Consequences. ^[3]

Truth Or Consequences Car Insurance

Car Insurance Liability Requirements in Truth Or Consequences

Minimum Liability Limits in Truth Or Consequences: 25/50/10 ^[4]
- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Chart: Required coverage in the U.S.

Required Car Insurance Coverage in Truth Or Consequences

Truth Or Consequences Auto Insurance Coverage Requirements ^[4]
- Bodily injury liability coverage
- Property damage liability coverage

Car Insurance Verification Laws in Truth Or Consequences

Insurer Verification of Auto Insurance in Truth Or Consequences ^[4]
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify randomly selected insurance policies upon request.

Truth Or Consequences Car Insurance Facts, Estimates & Related Laws

Truth Or Consequences Car Insurance Stats

Number of Auto Insurance Policies in Truth Or Consequences
- Based on historical and current data, 4,790 cars are currently insured in Truth Or Consequences. ^[5]
- New Mexico cities collectively ranked 36th in the nation in auto insurance policies in 2011 with a total of 1,523,172. ^[1]
Uninsured Motorist Rate in Truth Or Consequences
- Based on historical and current data, Truth Or Consequences has an estimated 1,146 uninsured drivers. ^[6]
- New Mexico cities collectively had the 2nd highest uninsured motorist rate in the nation in 2009. ^[3]
Average Car Insurance Rates in Truth Or Consequences
- New Mexico cities collectively had the 30th highest auto insurance rates in the nation in 2010. ^[2]

Truth Or Consequences Distracted Driving Laws

Hand-held phone ban? No
Texting-while-driving ban? Yes

Texting-while-driving ban in place for learner's permit and intermediate license holders. ^[7]

Young drivers cell phone ban? Yes

Ban applies to learner's permit and intermediate license holders. ^[7]

Bus driver cell phone ban? No
Enforcement of laws:

Primary enforcement in effect. ^[7]
With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Truth Or Consequences Automotive Laws

Minimum Driving Age in Truth Or Consequences ^[9]
- Truth Or Consequences, NM minimum driving age: 15 years.
Driver's License Renewal Cycle in Truth Or Consequences
- Renewal cycle: 4 or 8 years at the option of the driver ^[7]
Motorcycle Helmet Laws in Truth Or Consequences
- Motorcycle helmets required for 17 and younger. ^[7]
Safety Belt Laws in Truth Or Consequences
- Safety belt laws have been in place since 1986 and apply to drivers/passengers 18+ years in all seats. ^[7]
- Child restraint law in place for younger than 1 year in a rear-facing infant seat; 1 - 4 years or less than 40 pounds in a child safety seat; 5 - 6 or less than 60 pounds in a booster seat. ^[7]

New Mexico Car & Driver Facts

New Mexico Auto Registrations

Auto Registrations in NM ^[8]
- Registered Cars: 718,457
- Registered Trucks: 984,465
- Registered Motorcycles: 64,912
- Total Registrations: 1,772,040
- Rank: New Mexico ranked 37th in the United States in total auto registrations in 2011.

New Mexico Automotive Facts

Speed Limits in NM
- Rural interstates: 75 mph ^[7]
- Urban interstates: 75 mph ^[7]
- Other roads: 55 mph ^[7]
New Mexico Motor Fuel Consumption
- New Mexico cities collectively ranked 35th in the nation in total motor fuel consumption in 2011. ^[10]

New Mexico Licensed Drivers

Licensed Drivers in NM ^[11]
- Female Drivers: 711,481
- Male Drivers: 707,160
- Total Drivers: 1,418,641
- Rank: 36th highest in the U.S.

Additional information about Truth Or Consequences, NM

About Truth Or Consequences

Truth Or Consequences (New Mexico) is a city with a population of 6,475 ^[12] that is located in Sierra County.

More about Truth Or Consequences auto insurance

For more information about Truth Or Consequences car insurance, or for additional resources regarding New Mexico car insurance overall, visit the New Mexico Department of Insurance.

Did you know?

Under primary laws, an officer can ticket a driver for the offense (such as texting) without another traffic violation occurring.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)