Car Insurance LocalCar Insurance Local
High Bridge Car Insurance Resources

High Bridge, NJ Car Insurance

Cars Insured in High Bridge

^ There are an estimated 2,224 vehicles currently insured in High Bridge. [1]

Car Insurance Rates in High Bridge

^ From 2006 to 2010, New Jersey cities had the 2nd highest auto insurance rates in the nation. [2]

Uninsured Motorists in High Bridge

^ There are an estimated 278 uninsured motorists driving in High Bridge. [3]

NJ Car Insurance

High Bridge Car Insurance

Car Insurance Liability Requirements in High Bridge

  • Minimum Liability Limits in High Bridge: 15/30/5 [4]
    • 15  Required coverage up to $15,000 for one individual injured in an accident
    • 30  Required coverage up to $30,000 for all persons injured in an accident
    • 5  Required coverage up to $5,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
    • Note: Basic policy (optional) limits are $10,000/$10,000/$5,000. Uninsured and underinsured motorist coverage not available under the basic policy but uninsured motorist coverage is required under the standard policy.

Required Car Insurance Coverage in High Bridge

Required Car Insurance Coverage in High Bridge
  • High Bridge Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in High Bridge

  • Insurer Verification of Auto Insurance in High Bridge [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

High Bridge Car Insurance Facts, Estimates & Related Laws

High Bridge Car Insurance Stats

High Bridge Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in High Bridge
    • Based on historical and current data, 2,224 cars are currently insured in High Bridge. [5]
    • New Jersey cities collectively ranked 12th in the nation in auto insurance policies in 2011 with a total of 5,358,929. [1]
  • Uninsured Motorist Rate in High Bridge
    • Based on historical and current data, High Bridge has an estimated 278 uninsured drivers. [6]
    • New Jersey cities collectively had the 31st highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in High Bridge
    • New Jersey cities collectively had the 1st highest auto insurance rates in the nation in 2010. [2]

High Bridge Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for all drivers. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

High Bridge Automotive Laws

  • Minimum Driving Age in High Bridge [9]
    • High Bridge, NJ minimum driving age: 16 years.
  • Driver's License Renewal Cycle in High Bridge
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in High Bridge
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in High Bridge
    • Safety belt laws have been in place since 1985 and apply to drivers/passengers 7 years and younger and more than 80 pounds; 8+ in all seats. [7]
    • Child restraint law in place for 7 years and younger and less than 80 pounds. [7]

New Jersey Car & Driver Facts

New Jersey Auto Registrations

New Jersey Car & Driver Facts
  • Auto Registrations in NJ [8]
    • Registered Cars: 4,416,631
    • Registered Trucks: 3,172,253
    • Registered Motorcycles: 330,489
    • Total Registrations: 7,939,956
    • Rank: New Jersey ranked 9th in the United States in total auto registrations in 2011.

New Jersey Automotive Facts

  • Speed Limits in NJ
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • New Jersey Motor Fuel Consumption
    • New Jersey cities collectively ranked 11th in the nation in total motor fuel consumption in 2011. [10]

New Jersey Licensed Drivers

  • Licensed Drivers in NJ [11]
    • Female Drivers: 3,042,562
    • Male Drivers: 2,934,896
    • Total Drivers: 5,977,458
    • Rank: 12th highest in the U.S.

Additional information about High Bridge, NJ

About High Bridge

High Bridge (New Jersey) is a borough with a population of 3,648 [12] that is located in Hunterdon County.

NJ Car Insurance

More about High Bridge auto insurance

For more information about High Bridge car insurance, or for additional resources regarding New Jersey car insurance overall, visit the New Jersey Department of Insurance.

Did you know?

Only three states (Illinois, Iowa, and New Hampshire) currently have no motorcycle helmet law at all.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in NJ