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Elba Car Insurance Resources

Elba, NE Car Insurance

Cars Insured in Elba

^ There are an estimated 176 vehicles currently insured in Elba. [1]

Car Insurance Rates in Elba

^ From 2006 to 2010, Nebraska cities had the 47th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Elba

^ There are an estimated 12 uninsured motorists driving in Elba. [3]

NE Car Insurance

Elba Car Insurance

Car Insurance Liability Requirements in Elba

  • Minimum Liability Limits in Elba: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Elba

Required Car Insurance Coverage in Elba
  • Elba Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage

Car Insurance Verification Laws in Elba

  • Insurer Verification of Auto Insurance in Elba [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify financial responsibility or insurance after an accident or arrest.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Elba Car Insurance Facts, Estimates & Related Laws

Elba Car Insurance Stats

Elba Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Elba
    • Based on historical and current data, 176 cars are currently insured in Elba. [5]
    • Nebraska cities collectively ranked 37th in the nation in auto insurance policies in 2011 with a total of 1,492,531. [1]
  • Uninsured Motorist Rate in Elba
    • Based on historical and current data, Elba has an estimated 12 uninsured drivers. [6]
    • Nebraska cities collectively had the 46th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Elba
    • Nebraska cities collectively had the 46th highest auto insurance rates in the nation in 2010. [2]

Elba Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Secondary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Elba Automotive Laws

  • Minimum Driving Age in Elba [9]
    • Elba, NE minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Elba
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Elba
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Elba
    • Safety belt laws have been in place since 1993 and apply to drivers/passengers 18+ years in front seat. [7]
    • Child restraint law in place for 5 years and younger. [7]

Nebraska Car & Driver Facts

Nebraska Auto Registrations

Nebraska Car & Driver Facts
  • Auto Registrations in NE [8]
    • Registered Cars: 766,395
    • Registered Trucks: 1,065,473
    • Registered Motorcycles: 51,376
    • Total Registrations: 1,886,956
    • Rank: Nebraska ranked 35th in the United States in total auto registrations in 2011.

Nebraska Automotive Facts

  • Speed Limits in NE
    • Rural interstates: 75 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 60 mph [7]
  • Nebraska Motor Fuel Consumption
    • Nebraska cities collectively ranked 37th in the nation in total motor fuel consumption in 2011. [10]

Nebraska Licensed Drivers

  • Licensed Drivers in NE [11]
    • Female Drivers: 676,726
    • Male Drivers: 679,651
    • Total Drivers: 1,356,377
    • Rank: 37th highest in the U.S.

Additional information about Elba, NE

About Elba

Elba (Nebraska) is a village with a population of 215 [12] that is located in Howard County.

NE Car Insurance

More about Elba auto insurance

For more information about Elba car insurance, or for additional resources regarding Nebraska car insurance overall, visit the Nebraska Department of Insurance.

Did you know?

Cell phone use while driving a school bus is currently banned in 21 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in NE