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Lavina Car Insurance Resources

Lavina, MT Car Insurance

Cars Insured in Lavina

^ There are an estimated 153 vehicles currently insured in Lavina. [1]

Car Insurance Rates in Lavina

^ From 2006 to 2010, Montana cities had the 37th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Lavina

^ There are an estimated 16 uninsured motorists driving in Lavina. [3]

MT Car Insurance

Lavina Car Insurance

Car Insurance Liability Requirements in Lavina

  • Minimum Liability Limits in Lavina: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Lavina

Required Car Insurance Coverage in Lavina
  • Lavina Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Lavina

  • Insurer Verification of Auto Insurance in Lavina [4]
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Lavina Car Insurance Facts, Estimates & Related Laws

Lavina Car Insurance Stats

Lavina Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Lavina
    • Based on historical and current data, 153 cars are currently insured in Lavina. [5]
    • Montana cities collectively ranked 43rd in the nation in auto insurance policies in 2011 with a total of 809,958. [1]
  • Uninsured Motorist Rate in Lavina
    • Based on historical and current data, Lavina has an estimated 16 uninsured drivers. [6]
    • Montana cities collectively had the 30th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Lavina
    • Montana cities collectively had the 36th highest auto insurance rates in the nation in 2010. [2]

Lavina Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? No
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • n/a. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Lavina Automotive Laws

  • Minimum Driving Age in Lavina [9]
    • Lavina, MT minimum driving age: 14 years, 6 months.
  • Driver's License Renewal Cycle in Lavina
    • Renewal cycle: 8 years, 4 years if by mail, or on 75th birthday, whichever occurs first7 [7]
  • Motorcycle Helmet Laws in Lavina
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Lavina
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 6+ years in all seats. [7]
    • Child restraint law in place for 5 years and and younger and less than 60 pounds. [7]

Montana Car & Driver Facts

Montana Auto Registrations

Montana Car & Driver Facts
  • Auto Registrations in MT [8]
    • Registered Cars: 435,575
    • Registered Trucks: 731,783
    • Registered Motorcycles: 47,011
    • Total Registrations: 1,219,158
    • Rank: Montana ranked 41st in the United States in total auto registrations in 2011.

Montana Automotive Facts

  • Speed Limits in MT
    • Rural interstates: 75 mph (Trucks: 65 mph) [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 70 mph (Night: 65 mph) [7]
  • Montana Motor Fuel Consumption
    • Montana cities collectively ranked 42nd in the nation in total motor fuel consumption in 2011. [10]

Montana Licensed Drivers

  • Licensed Drivers in MT [11]
    • Female Drivers: 370,437
    • Male Drivers: 382,046
    • Total Drivers: 752,483
    • Rank: 43rd highest in the U.S.

Additional information about Lavina, MT

About Lavina

Lavina (Montana) is a town with a population of 187 [12] that is located in Golden Valley County.

MT Car Insurance

More about Lavina auto insurance

For more information about Lavina car insurance, or for additional resources regarding Montana car insurance overall, visit the Montana Department of Insurance.

Did you know?

Cell phone use while driving a school bus is currently banned in 21 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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