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Car Insurance in ZIP Code 01602

Car Insurance in ZIP Code 01602 (Worcester, MA)

Cars Insured in 01602

^ An estimated 14,833 vehicles are currently insured in ZIP Code 01602. [1]

Car Insurance Rates in 01602

^ From 2006 to 2010, Massachusetts ZIP codes had the 11th highest car insurance rates in the country. [2]

Uninsured Motorists in 01602

^ An estimated 734 uninsured motorists are currently driving in ZIP Code 01602. [3]

Massachusetts Car Insurance

Car Insurance in 01602 (Worcester, MA)

Car Insurance Liability Requirements in 01602

  • Minimum Liability Limits in 01602: 20/40/5 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 5  Required coverage up to $5,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in 01602

Required Car Insurance Coverage in 01602
  • 01602 Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in 01602

  • Insurer Verification of Auto Insurance in 01602 [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Car Insurance Facts, Estimates & Related Laws for ZIP Code 01602

Car Insurance Stats for 01602

01602 Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in 01602
    • Based on historical and current data, 14,833 cars are currently insured in 01602. [5]
    • Massachusetts cities collectively ranked 16th in the nation in auto insurance policies in 2011 with a total of 4,256,127. [1]
  • Uninsured Motorist Rate in 01602
    • Based on historical and current data, ZIP Code 01602 has an estimated 734 uninsured drivers. [6]
    • Massachusetts cities collectively had the 50th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in 01602
    • All Massachusetts ZIP Codes collectively had the 12th highest auto insurance rates in the nation in 2010. [2]

01602 Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers and passenger bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Automotive Laws in ZIP Code 01602

  • Minimum Driving Age in 01602 [9]
    • 01602 minimum driving age: 16 years.
  • Driver's License Renewal Cycle in 01602
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in 01602
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in 01602
    • Safety belt laws have been in place since 1994 and apply to drivers/passengers 13+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger and less than 57 inches. [7]

Massachusetts Car & Driver Facts

Massachusetts (including 01602) Auto Registrations

Massachusetts Car & Driver Facts
  • Auto Registrations in MA [8]
    • Registered Cars: 3,180,009
    • Registered Trucks: 2,344,721
    • Registered Motorcycles: 159,007
    • Total Registrations: 5,695,327
    • Rank: Massachusetts ranked 15th in the United States in total auto registrations in 2011.

Massachusetts (including 01602) Automotive Facts

  • Speed Limits in MA
    • Rural interstates: 65 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • Massachusetts (including 01602) Motor Fuel Consumption
    • Massachusetts cities collectively ranked 21st in the nation in total motor fuel consumption in 2011. [10]

Massachusetts Licensed Drivers

  • Licensed Drivers in MA [11]
    • Female Drivers: 2,369,052
    • Male Drivers: 2,314,271
    • Total Drivers: 4,683,323
    • Rank: 15th highest in the U.S.

Additional information about Massachusetts

About 01602

The region that is made up by ZIP Code 01602 has a population of approximately 22,819 and is located in Worcester County in Massachusetts (Worcester, MA). [4]

MA Car Insurance

Car Insurance in 01602

For more information about 01602 Car Insurance, or for additional resources regarding car insurance overall, visit the Massachusetts Department of Insurance.

Did you know?

As of August 2013, three states (Idaho, Kansas and Minnesota) permit electronic delivery (e-Delivery) of insurance documents.

Car Insurance Resources for Other ZIP Codes in Massachusetts


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Cities in Massachusetts

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)