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Car Insurance in ZIP Code 01094

Car Insurance in ZIP Code 01094 (Wheelwright, MA)

Cars Insured in 01094

^ An estimated 228 vehicles are currently insured in ZIP Code 01094. [1]

Car Insurance Rates in 01094

^ From 2006 to 2010, Massachusetts ZIP codes had the 11th highest car insurance rates in the country. [2]

Uninsured Motorists in 01094

^ An estimated 11 uninsured motorists are currently driving in ZIP Code 01094. [3]

Massachusetts Car Insurance

Car Insurance in 01094 (Wheelwright, MA)

Car Insurance Liability Requirements in 01094

  • Minimum Liability Limits in 01094: 20/40/5 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 5  Required coverage up to $5,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in 01094

Required Car Insurance Coverage in 01094
  • 01094 Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in 01094

  • Insurer Verification of Auto Insurance in 01094 [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Car Insurance Facts, Estimates & Related Laws for ZIP Code 01094

Car Insurance Stats for 01094

01094 Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in 01094
    • Based on historical and current data, 228 cars are currently insured in 01094. [5]
    • Massachusetts cities collectively ranked 16th in the nation in auto insurance policies in 2011 with a total of 4,256,127. [1]
  • Uninsured Motorist Rate in 01094
    • Based on historical and current data, ZIP Code 01094 has an estimated 11 uninsured drivers. [6]
    • Massachusetts cities collectively had the 50th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in 01094
    • All Massachusetts ZIP Codes collectively had the 12th highest auto insurance rates in the nation in 2010. [2]

01094 Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers and passenger bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Automotive Laws in ZIP Code 01094

  • Minimum Driving Age in 01094 [9]
    • 01094 minimum driving age: 16 years.
  • Driver's License Renewal Cycle in 01094
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in 01094
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in 01094
    • Safety belt laws have been in place since 1994 and apply to drivers/passengers 13+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger and less than 57 inches. [7]

Massachusetts Car & Driver Facts

Massachusetts (including 01094) Auto Registrations

Massachusetts Car & Driver Facts
  • Auto Registrations in MA [8]
    • Registered Cars: 3,180,009
    • Registered Trucks: 2,344,721
    • Registered Motorcycles: 159,007
    • Total Registrations: 5,695,327
    • Rank: Massachusetts ranked 15th in the United States in total auto registrations in 2011.

Massachusetts (including 01094) Automotive Facts

  • Speed Limits in MA
    • Rural interstates: 65 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • Massachusetts (including 01094) Motor Fuel Consumption
    • Massachusetts cities collectively ranked 21st in the nation in total motor fuel consumption in 2011. [10]

Massachusetts Licensed Drivers

  • Licensed Drivers in MA [11]
    • Female Drivers: 2,369,052
    • Male Drivers: 2,314,271
    • Total Drivers: 4,683,323
    • Rank: 15th highest in the U.S.

Additional information about Massachusetts

About 01094

The region that is made up by ZIP Code 01094 has a population of approximately 351 and is located in Worcester County in Massachusetts (Wheelwright, MA). [4]

MA Car Insurance

Car Insurance in 01094

For more information about 01094 Car Insurance, or for additional resources regarding car insurance overall, visit the Massachusetts Department of Insurance.

Did you know?

Motorcyclists are currently required by law to wear a helmet are in place in 19 states and the District of Columbia.

Car Insurance Resources for Other ZIP Codes in Massachusetts


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Cities in Massachusetts

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)