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Portland Car Insurance Resources

Portland, ME Car Insurance

Cars Insured in Portland

^ There are an estimated 50,640 vehicles currently insured in Portland. [1]

Car Insurance Rates in Portland

^ From 2006 to 2010, Maine cities had the 44th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Portland

^ There are an estimated 2,276 uninsured motorists driving in Portland. [3]

ME Car Insurance

Portland Car Insurance

Car Insurance Liability Requirements in Portland

  • Minimum Liability Limits in Portland: 50/100/25 [4]
    • 50  Required coverage up to $50,000 for one individual injured in an accident
    • 100  Required coverage up to $100,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
    • Note: In addition, policyholders must also carry at least $2,000 for medical payments.

Required Car Insurance Coverage in Portland

Required Car Insurance Coverage in Portland
  • Portland Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage

Car Insurance Verification Laws in Portland

  • Insurer Verification of Auto Insurance in Portland [4]
    • Insurer must verify financial responsibility or insurance after an accident or arrest.

Portland Car Insurance Facts, Estimates & Related Laws

Portland Car Insurance Stats

Portland Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Portland
    • Based on historical and current data, 50,640 cars are currently insured in Portland. [5]
    • Maine cities collectively ranked 40th in the nation in auto insurance policies in 2011 with a total of 1,016,231. [1]
  • Uninsured Motorist Rate in Portland
    • Based on historical and current data, Portland has an estimated 2,276 uninsured drivers. [6]
    • Maine cities collectively had the 51st highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Portland
    • Maine cities collectively had the 47th highest auto insurance rates in the nation in 2010. [2]

Portland Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Portland Automotive Laws

  • Minimum Driving Age in Portland [9]
    • Portland, ME minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Portland
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Portland
    • Motorcycle helmets required for 17 and younger. [7]
    • Covers operators with instructional/learner\'s permits and operators in their first year of licensure. Maine\'s motorcycle helmet use law also covers passengers 17 and younger and passengers riding with operators who are required to wear a helmet. [7]
  • Safety Belt Laws in Portland
    • Safety belt laws have been in place since 1995 and apply to drivers/passengers 18+ years in all seats. [7]
    • Child restraint law in place for less than 40 pounds in a child safety seat; 40-80 pounds and less than 8 years in a booster. [7]

Maine Car & Driver Facts

Maine Auto Registrations

Maine Car & Driver Facts
  • Auto Registrations in ME [8]
    • Registered Cars: 530,057
    • Registered Trucks: 586,265
    • Registered Motorcycles: 50,327
    • Total Registrations: 1,171,280
    • Rank: Maine ranked 42nd in the United States in total auto registrations in 2011.

Maine Automotive Facts

  • Speed Limits in ME
    • Rural interstates: 75 mph [7]
    • Urban interstates: 75 mph [7]
    • Other roads: 60 mph [7]
  • Maine Motor Fuel Consumption
    • Maine cities collectively ranked 40th in the nation in total motor fuel consumption in 2011. [10]

Maine Licensed Drivers

  • Licensed Drivers in ME [11]
    • Female Drivers: 511,784
    • Male Drivers: 503,042
    • Total Drivers: 1,014,826
    • Rank: 41st highest in the U.S.

Additional information about Portland, ME

About Portland

Portland (Maine) is a city with a population of 66,194 [12] that is located in Cumberland County.

ME Car Insurance

More about Portland auto insurance

For more information about Portland car insurance, or for additional resources regarding Maine car insurance overall, visit the Maine Department of Insurance.

Did you know?

Driving while talking on a hand-held cell phone is currently prohibited in in 11 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in ME