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Bangor Car Insurance Resources

Bangor, ME Car Insurance

Cars Insured in Bangor

^ There are an estimated 25,276 vehicles currently insured in Bangor. [1]

Car Insurance Rates in Bangor

^ From 2006 to 2010, Maine cities had the 44th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Bangor

^ There are an estimated 1,136 uninsured motorists driving in Bangor. [3]

ME Car Insurance

Bangor Car Insurance

Car Insurance Liability Requirements in Bangor

  • Minimum Liability Limits in Bangor: 50/100/25 [4]
    • 50  Required coverage up to $50,000 for one individual injured in an accident
    • 100  Required coverage up to $100,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
    • Note: In addition, policyholders must also carry at least $2,000 for medical payments.

Required Car Insurance Coverage in Bangor

Required Car Insurance Coverage in Bangor
  • Bangor Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage

Car Insurance Verification Laws in Bangor

  • Insurer Verification of Auto Insurance in Bangor [4]
    • Insurer must verify financial responsibility or insurance after an accident or arrest.

Bangor Car Insurance Facts, Estimates & Related Laws

Bangor Car Insurance Stats

Bangor Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Bangor
    • Based on historical and current data, 25,276 cars are currently insured in Bangor. [5]
    • Maine cities collectively ranked 40th in the nation in auto insurance policies in 2011 with a total of 1,016,231. [1]
  • Uninsured Motorist Rate in Bangor
    • Based on historical and current data, Bangor has an estimated 1,136 uninsured drivers. [6]
    • Maine cities collectively had the 51st highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Bangor
    • Maine cities collectively had the 47th highest auto insurance rates in the nation in 2010. [2]

Bangor Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Bangor Automotive Laws

  • Minimum Driving Age in Bangor [9]
    • Bangor, ME minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Bangor
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Bangor
    • Motorcycle helmets required for 17 and younger. [7]
    • Covers operators with instructional/learner\'s permits and operators in their first year of licensure. Maine\'s motorcycle helmet use law also covers passengers 17 and younger and passengers riding with operators who are required to wear a helmet. [7]
  • Safety Belt Laws in Bangor
    • Safety belt laws have been in place since 1995 and apply to drivers/passengers 18+ years in all seats. [7]
    • Child restraint law in place for less than 40 pounds in a child safety seat; 40-80 pounds and less than 8 years in a booster. [7]

Maine Car & Driver Facts

Maine Auto Registrations

Maine Car & Driver Facts
  • Auto Registrations in ME [8]
    • Registered Cars: 530,057
    • Registered Trucks: 586,265
    • Registered Motorcycles: 50,327
    • Total Registrations: 1,171,280
    • Rank: Maine ranked 42nd in the United States in total auto registrations in 2011.

Maine Automotive Facts

  • Speed Limits in ME
    • Rural interstates: 75 mph [7]
    • Urban interstates: 75 mph [7]
    • Other roads: 60 mph [7]
  • Maine Motor Fuel Consumption
    • Maine cities collectively ranked 40th in the nation in total motor fuel consumption in 2011. [10]

Maine Licensed Drivers

  • Licensed Drivers in ME [11]
    • Female Drivers: 511,784
    • Male Drivers: 503,042
    • Total Drivers: 1,014,826
    • Rank: 41st highest in the U.S.

Additional information about Bangor, ME

About Bangor

Bangor (Maine) is a city with a population of 33,039 [12] that is located in Penobscot County.

ME Car Insurance

More about Bangor auto insurance

For more information about Bangor car insurance, or for additional resources regarding Maine car insurance overall, visit the Maine Department of Insurance.

Did you know?

Driving while text messaging is currently banned for all drivers in 41 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in ME