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Clay City Car Insurance Resources

Clay City, IN Car Insurance

Cars Insured in Clay City

^ There are an estimated 593 vehicles currently insured in Clay City. [1]

Car Insurance Rates in Clay City

^ From 2006 to 2010, Indiana cities had the 42nd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Clay City

^ There are an estimated 142 uninsured motorists driving in Clay City. [3]

IN Car Insurance

Clay City Car Insurance

Car Insurance Liability Requirements in Clay City

  • Minimum Liability Limits in Clay City: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Clay City

Required Car Insurance Coverage in Clay City
  • Clay City Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Clay City

  • Insurer Verification of Auto Insurance in Clay City [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Clay City Car Insurance Facts, Estimates & Related Laws

Clay City Car Insurance Stats

Clay City Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Clay City
    • Based on historical and current data, 593 cars are currently insured in Clay City. [5]
    • Indiana cities collectively ranked 14th in the nation in auto insurance policies in 2011 with a total of 4,467,521. [1]
  • Uninsured Motorist Rate in Clay City
    • Based on historical and current data, Clay City has an estimated 142 uninsured drivers. [6]
    • Indiana cities collectively had the 10th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Clay City
    • Indiana cities collectively had the 41st highest auto insurance rates in the nation in 2010. [2]

Clay City Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Clay City Automotive Laws

  • Minimum Driving Age in Clay City [9]
    • Clay City, IN minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Clay City
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Clay City
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Clay City
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger. [7]

Indiana Car & Driver Facts

Indiana Auto Registrations

Indiana Car & Driver Facts
  • Auto Registrations in IN [8]
    • Registered Cars: 2,882,224
    • Registered Trucks: 3,024,623
    • Registered Motorcycles: 204,407
    • Total Registrations: 6,132,772
    • Rank: Indiana ranked 13th in the United States in total auto registrations in 2011.

Indiana Automotive Facts

  • Speed Limits in IN
    • Rural interstates: 70 mph (Trucks: 65 mph) [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Indiana Motor Fuel Consumption
    • Indiana cities collectively ranked 13th in the nation in total motor fuel consumption in 2011. [10]

Indiana Licensed Drivers

  • Licensed Drivers in IN [11]
    • Female Drivers: 3,239,700
    • Male Drivers: 3,329,965
    • Total Drivers: 6,569,665
    • Rank: 9th highest in the U.S.

Additional information about Clay City, IN

About Clay City

Clay City (Indiana) is a town with a population of 861 [12] that is located in Clay County.

IN Car Insurance

More about Clay City auto insurance

For more information about Clay City car insurance, or for additional resources regarding Indiana car insurance overall, visit the Indiana Department of Insurance.

Did you know?

Only three states (Arizona, Montana, and South Carolina) do not have any ban in place on texting while driving.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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