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Car Insurance Liability Requirements in Mount Ida
- Minimum Liability Limits in Mount Ida: 25/50/25 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Mount Ida
- Mount Ida Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Personal injury protection coverage
Car Insurance Verification Laws in Mount Ida
- Insurer Verification of Auto Insurance in Mount Ida [4]
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- Insurer must verify financial responsibility or insurance after an accident or arrest.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Mount Ida Car Insurance Facts, Estimates & Related Laws
Mount Ida Car Insurance Stats
- Number of Auto Insurance Policies in Mount Ida
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- Based on historical and current data, 786 cars are currently insured in Mount Ida. [5]
- Arkansas cities collectively ranked 32nd in the nation in auto insurance policies in 2011 with a total of 2,130,051. [1]
- Uninsured Motorist Rate in Mount Ida
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- Based on historical and current data, Mount Ida has an estimated 115 uninsured drivers. [6]
- Arkansas cities collectively had the 12th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Mount Ida
-
- Arkansas cities collectively had the 35th highest auto insurance rates in the nation in 2010. [2]
Mount Ida Distracted Driving Laws
- Hand-held phone ban? Yes
- hand-held phone ban in place for drivers 18 or older but younger than 21 and also in school and highway work zones. [7]
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers. [7]
- Enforcement of laws:
- Primary enforcement in effect for texting by all drivers and cellphone use by school bus drivers. Secondary enforcement in effect for cellphone use by young drivers, drivers in school and work zones. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Mount Ida Automotive Laws
- Minimum Driving Age in Mount Ida [9]
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- Mount Ida, AR minimum driving age: 14 years.
- Driver's License Renewal Cycle in Mount Ida
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- Renewal cycle: 4 years [7]
- Motorcycle Helmet Laws in Mount Ida
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- Motorcycle helmets required for 20 and younger. [7]
- Safety Belt Laws in Mount Ida
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- Safety belt laws have been in place since 1991 and apply to drivers/passengers 15+ years in front seat. [7]
- Child restraint law in place for 5 years and younger and less than 60 pounds. [7]
Arkansas Car & Driver Facts
Arkansas Auto Registrations
- Auto Registrations in AR [8]
-
- Registered Cars: 1,021,817
- Registered Trucks: 1,346,842
- Registered Motorcycles: 76,301
- Total Registrations: 2,448,310
- Rank: Arkansas ranked 31st in the United States in total auto registrations in 2011.
Arkansas Automotive Facts
- Speed Limits in AR
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- Rural interstates: 70 mph (Trucks: 65 mph) [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- Arkansas Motor Fuel Consumption
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- Arkansas cities collectively ranked 30th in the nation in total motor fuel consumption in 2011. [10]
Arkansas Licensed Drivers
- Licensed Drivers in AR [11]
-
- Female Drivers: 1,051,052
- Male Drivers: 905,039
- Total Drivers: 1,956,091
- Rank: 32nd highest in the U.S.
Additional information about Mount Ida, AR
About Mount Ida
Mount Ida (Arkansas) is a city with a population of 1,076 [12] that is located in Montgomery County.
Did you know?
As of August 2013, three states (Idaho, Kansas and Minnesota) permit electronic delivery (e-Delivery) of insurance documents.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
