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Car Insurance Liability Requirements in Opal
- Minimum Liability Limits in Opal: 25/50/20 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 20 Required coverage up to $20,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Opal
- Opal Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Opal
- Insurer Verification of Auto Insurance in Opal [4]
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- Insurer must verify randomly selected insurance policies upon request.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Opal Car Insurance Facts, Estimates & Related Laws
Opal Car Insurance Stats
- Number of Auto Insurance Policies in Opal
-
- Based on historical and current data, 89 cars are currently insured in Opal. [5]
- Wyoming cities collectively ranked 48th in the nation in auto insurance policies in 2011 with a total of 523,597. [1]
- Uninsured Motorist Rate in Opal
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- Based on historical and current data, Opal has an estimated 7 uninsured drivers. [6]
- Wyoming cities collectively had the 39th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Opal
-
- Wyoming cities collectively had the 42nd highest auto insurance rates in the nation in 2010. [2]
Opal Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Opal Automotive Laws
- Minimum Driving Age in Opal [9]
-
- Opal, WY minimum driving age: 15 years.
- Driver's License Renewal Cycle in Opal
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- Renewal cycle: 4 years [7]
- Motorcycle Helmet Laws in Opal
-
- Motorcycle helmets required for 17 and younger. [7]
- Safety Belt Laws in Opal
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- Safety belt laws have been in place since 1989 and apply to drivers/passengers 9+ years in all seats. [7]
- Child restraint law in place for 8 years and younger. [7]
Wyoming Car & Driver Facts
Wyoming Auto Registrations
- Auto Registrations in WY [8]
-
- Registered Cars: 241,980
- Registered Trucks: 522,404
- Registered Motorcycles: 30,378
- Total Registrations: 798,296
- Rank: Wyoming ranked 47th in the United States in total auto registrations in 2011.
Wyoming Automotive Facts
- Speed Limits in WY
-
- Rural interstates: 75 mph [7]
- Urban interstates: 60 mph [7]
- Other roads: 65 mph [7]
- Wyoming Motor Fuel Consumption
-
- Wyoming cities collectively ranked 44th in the nation in total motor fuel consumption in 2011. [10]
Wyoming Licensed Drivers
- Licensed Drivers in WY [11]
-
- Female Drivers: 204,316
- Male Drivers: 217,612
- Total Drivers: 421,928
- Rank: 50th highest in the U.S.
Additional information about Opal, WY
About Opal
Opal (Wyoming) is a town with a population of 96 [12] that is located in Lincoln County.
Did you know?
Under secondary laws, a police officer must have some other reason to stop a vehicle before citing a driver for that offense.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
