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Guernsey Car Insurance Resources

Guernsey, WY Car Insurance

Cars Insured in Guernsey

^ There are an estimated 1,066 vehicles currently insured in Guernsey. [1]

Car Insurance Rates in Guernsey

^ From 2006 to 2010, Wyoming cities had the 40th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Guernsey

^ There are an estimated 88 uninsured motorists driving in Guernsey. [3]

WY Car Insurance

Guernsey Car Insurance

Car Insurance Liability Requirements in Guernsey

  • Minimum Liability Limits in Guernsey: 25/50/20 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 20  Required coverage up to $20,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Guernsey

Required Car Insurance Coverage in Guernsey
  • Guernsey Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Guernsey

  • Insurer Verification of Auto Insurance in Guernsey [4]
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Guernsey Car Insurance Facts, Estimates & Related Laws

Guernsey Car Insurance Stats

Guernsey Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Guernsey
    • Based on historical and current data, 1,066 cars are currently insured in Guernsey. [5]
    • Wyoming cities collectively ranked 48th in the nation in auto insurance policies in 2011 with a total of 523,597. [1]
  • Uninsured Motorist Rate in Guernsey
    • Based on historical and current data, Guernsey has an estimated 88 uninsured drivers. [6]
    • Wyoming cities collectively had the 39th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Guernsey
    • Wyoming cities collectively had the 42nd highest auto insurance rates in the nation in 2010. [2]

Guernsey Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Guernsey Automotive Laws

  • Minimum Driving Age in Guernsey [9]
    • Guernsey, WY minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Guernsey
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Guernsey
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Guernsey
    • Safety belt laws have been in place since 1989 and apply to drivers/passengers 9+ years in all seats. [7]
    • Child restraint law in place for 8 years and younger. [7]

Wyoming Car & Driver Facts

Wyoming Auto Registrations

Wyoming Car & Driver Facts
  • Auto Registrations in WY [8]
    • Registered Cars: 241,980
    • Registered Trucks: 522,404
    • Registered Motorcycles: 30,378
    • Total Registrations: 798,296
    • Rank: Wyoming ranked 47th in the United States in total auto registrations in 2011.

Wyoming Automotive Facts

  • Speed Limits in WY
    • Rural interstates: 75 mph [7]
    • Urban interstates: 60 mph [7]
    • Other roads: 65 mph [7]
  • Wyoming Motor Fuel Consumption
    • Wyoming cities collectively ranked 44th in the nation in total motor fuel consumption in 2011. [10]

Wyoming Licensed Drivers

  • Licensed Drivers in WY [11]
    • Female Drivers: 204,316
    • Male Drivers: 217,612
    • Total Drivers: 421,928
    • Rank: 50th highest in the U.S.

Additional information about Guernsey, WY

About Guernsey

Guernsey (Wyoming) is a town with a population of 1,147 [12] that is located in Platte County.

WY Car Insurance

More about Guernsey auto insurance

For more information about Guernsey car insurance, or for additional resources regarding Wyoming car insurance overall, visit the Wyoming Department of Insurance.

Did you know?

Only three states (Arizona, Montana, and South Carolina) do not have any ban in place on texting while driving.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in WY