Ocean Shores Car Insurance
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Car Insurance Liability Requirements in Ocean Shores
- Minimum Liability Limits in Ocean Shores: 25/50/10 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Ocean Shores
- Ocean Shores Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Ocean Shores
- Insurer Verification of Auto Insurance in Ocean Shores [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Ocean Shores Car Insurance Facts, Estimates & Related Laws
Ocean Shores Car Insurance Stats
- Number of Auto Insurance Policies in Ocean Shores
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- Based on historical and current data, 3,726 cars are currently insured in Ocean Shores. [5]
- Washington cities collectively ranked 13th in the nation in auto insurance policies in 2011 with a total of 4,499,231. [1]
- Uninsured Motorist Rate in Ocean Shores
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- Based on historical and current data, Ocean Shores has an estimated 691 uninsured drivers. [6]
- Washington cities collectively had the 11th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Ocean Shores
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- Washington cities collectively had the 16th highest auto insurance rates in the nation in 2010. [2]
Ocean Shores Distracted Driving Laws
- Hand-held phone ban? Yes
- hand-held phone ban in place for all drivers. [7]
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to learner's permit and intermediate license holders. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Ocean Shores Automotive Laws
- Minimum Driving Age in Ocean Shores [9]
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- Ocean Shores, WA minimum driving age: 15 years.
- Driver's License Renewal Cycle in Ocean Shores
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- Renewal cycle: 5 years [7]
- Motorcycle Helmet Laws in Ocean Shores
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- Motorcycle helmets required for all riders. [7]
- Safety Belt Laws in Ocean Shores
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- Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in all seats. [7]
- Child restraint law in place for 7 years and younger and less than 4-feet-9-inches. [7]
Washington Car & Driver Facts
Washington Auto Registrations
- Auto Registrations in WA [8]
-
- Registered Cars: 3,037,366
- Registered Trucks: 2,610,557
- Registered Motorcycles: 220,886
- Total Registrations: 5,880,793
- Rank: Washington ranked 14th in the United States in total auto registrations in 2011.
Washington Automotive Facts
- Speed Limits in WA
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- Rural interstates: 70 mph (Trucks: 60 mph) [7]
- Urban interstates: 60 mph [7]
- Other roads: 60 mph [7]
- Washington Motor Fuel Consumption
-
- Washington cities collectively ranked 19th in the nation in total motor fuel consumption in 2011. [10]
Washington Licensed Drivers
- Licensed Drivers in WA [11]
-
- Female Drivers: 2,495,765
- Male Drivers: 2,683,024
- Total Drivers: 5,178,789
- Rank: 14th highest in the U.S.
Additional information about Ocean Shores, WA
About Ocean Shores
Ocean Shores (Washington) is a city with a population of 5,569 [12] that is located in Grays Harbor County.
Did you know?
Under secondary laws, a police officer must have some other reason to stop a vehicle before citing a driver for that offense.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
