Signal Mountain Car Insurance Resources

Signal Mountain, TN Car Insurance

Cars Insured in Signal Mountain

^ There are an estimated 5,123 vehicles currently insured in Signal Mountain. ^[1]

Car Insurance Rates in Signal Mountain

^ From 2006 to 2010, Tennessee cities had the 39th highest auto insurance rates in the nation. ^[2]

Uninsured Motorists in Signal Mountain

^ There are an estimated 1,293 uninsured motorists driving in Signal Mountain. ^[3]

Signal Mountain Car Insurance

Car Insurance Liability Requirements in Signal Mountain

Minimum Liability Limits in Signal Mountain: 25/50/15 ^[4]
- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 15 Required coverage up to $15,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
- Note: Instead of policy limits, policyholders can satisfy the requirement with a combined single limit policy.

Chart: Required coverage in the U.S.

Required Car Insurance Coverage in Signal Mountain

Signal Mountain Auto Insurance Coverage Requirements ^[4]
- Bodily injury liability coverage
- Property damage liability coverage

Car Insurance Verification Laws in Signal Mountain

Insurer Verification of Auto Insurance in Signal Mountain ^[4]
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Signal Mountain Car Insurance Facts, Estimates & Related Laws

Signal Mountain Car Insurance Stats

Number of Auto Insurance Policies in Signal Mountain
- Based on historical and current data, 5,123 cars are currently insured in Signal Mountain. ^[5]
- Tennessee cities collectively ranked 15th in the nation in auto insurance policies in 2011 with a total of 4,303,507. ^[1]
Uninsured Motorist Rate in Signal Mountain
- Based on historical and current data, Signal Mountain has an estimated 1,293 uninsured drivers. ^[6]
- Tennessee cities collectively had the 4th highest uninsured motorist rate in the nation in 2009. ^[3]
Average Car Insurance Rates in Signal Mountain
- Tennessee cities collectively had the 38th highest auto insurance rates in the nation in 2010. ^[2]

Signal Mountain Distracted Driving Laws

Hand-held phone ban? No
Texting-while-driving ban? Yes

Texting-while-driving ban in place for all drivers. ^[7]

Young drivers cell phone ban? Yes

Ban applies to learner's permit and intermediate license holders. ^[7]

Bus driver cell phone ban? Yes

Ban applies to school bus drivers. ^[7]

Enforcement of laws:

Primary enforcement in effect. ^[7]
With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Signal Mountain Automotive Laws

Minimum Driving Age in Signal Mountain ^[9]
- Signal Mountain, TN minimum driving age: 15 years.
Driver's License Renewal Cycle in Signal Mountain
- Renewal cycle: 5 years ^[7]
Motorcycle Helmet Laws in Signal Mountain
- Motorcycle helmets required for all riders. ^[7]
Safety Belt Laws in Signal Mountain
- Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in front seat. ^[7]
- Child restraint law in place for younger than 1 year or 20 pounds or less in a rear-facing infant seat; 1 - 3 years and 20+ pounds in a forward-facing infant seat; 4 - 8 years and less than 4-feet-9-inches in booster. ^[7]

Tennessee Car & Driver Facts

Tennessee Auto Registrations

Auto Registrations in TN ^[8]
- Registered Cars: 2,637,423
- Registered Trucks: 2,483,721
- Registered Motorcycles: 168,420
- Total Registrations: 5,302,335
- Rank: Tennessee ranked 16th in the United States in total auto registrations in 2011.

Tennessee Automotive Facts

Speed Limits in TN
- Rural interstates: 70 mph ^[7]
- Urban interstates: 70 mph ^[7]
- Other roads: 65 mph ^[7]
Tennessee Motor Fuel Consumption
- Tennessee cities collectively ranked 15th in the nation in total motor fuel consumption in 2011. ^[10]

Tennessee Licensed Drivers

Licensed Drivers in TN ^[11]
- Female Drivers: 2,353,546
- Male Drivers: 2,190,213
- Total Drivers: 4,543,759
- Rank: 17th highest in the U.S.

Additional information about Signal Mountain, TN

About Signal Mountain

Signal Mountain (Tennessee) is a town with a population of 7,554 ^[12] that is located in Hamilton County.

More about Signal Mountain auto insurance

For more information about Signal Mountain car insurance, or for additional resources regarding Tennessee car insurance overall, visit the Tennessee Department of Insurance.

Did you know?

As of July 2013, 26 U.S. states had laws that allow drivers to show proof of insurance electronically on smartphones.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)