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Car Insurance Liability Requirements in Saint Paul
- Minimum Liability Limits in Saint Paul: 25/50/20 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 20 Required coverage up to $20,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Saint Paul
- Saint Paul Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
- Personal injury protection coverage
- Note: Underinsured motorist coverage is mandatory when uninsured motorist liability limit is greater than the required financial responsibility.
Car Insurance Verification Laws in Saint Paul
- Insurer Verification of Auto Insurance in Saint Paul [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify randomly selected insurance policies upon request.
Saint Paul Car Insurance Facts, Estimates & Related Laws
Saint Paul Car Insurance Stats
- Number of Auto Insurance Policies in Saint Paul
-
- Based on historical and current data, 295 cars are currently insured in Saint Paul. [5]
- Oregon cities collectively ranked 28th in the nation in auto insurance policies in 2011 with a total of 2,687,350. [1]
- Uninsured Motorist Rate in Saint Paul
-
- Based on historical and current data, Saint Paul has an estimated 32 uninsured drivers. [6]
- Oregon cities collectively had the 38th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Saint Paul
-
- Oregon cities collectively had the 26th highest auto insurance rates in the nation in 2010. [2]
Saint Paul Distracted Driving Laws
- Hand-held phone ban? Yes
- hand-held phone ban in place for all drivers. [7]
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Saint Paul Automotive Laws
- Minimum Driving Age in Saint Paul [9]
-
- Saint Paul, OR minimum driving age: 15 years.
- Driver's License Renewal Cycle in Saint Paul
-
- Renewal cycle: 8 years [7]
- Motorcycle Helmet Laws in Saint Paul
-
- Motorcycle helmets required for all riders. [7]
- Safety Belt Laws in Saint Paul
-
- Safety belt laws have been in place since 1990 and apply to drivers/passengers 16+ years in all seats. [7]
- Child restraint law in place for younger than 1 year or less than 20 pounds in rear facing child safety seat; 7 or younger and 40 pounds or less in child safety seat; more than 40 pounds but 4-feet-9 inches or less in booster. [7]
Oregon Car & Driver Facts
Oregon Auto Registrations
- Auto Registrations in OR [8]
-
- Registered Cars: 1,472,348
- Registered Trucks: 1,542,955
- Registered Motorcycles: 108,317
- Total Registrations: 3,128,120
- Rank: Oregon ranked 29th in the United States in total auto registrations in 2011.
Oregon Automotive Facts
- Speed Limits in OR
-
- Rural interstates: 65 mph (Trucks: 55 mph) [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- Oregon Motor Fuel Consumption
-
- Oregon cities collectively ranked 31st in the nation in total motor fuel consumption in 2011. [10]
Oregon Licensed Drivers
- Licensed Drivers in OR [11]
-
- Female Drivers: 1,392,461
- Male Drivers: 1,381,495
- Total Drivers: 2,773,956
- Rank: 28th highest in the U.S.
Additional information about Saint Paul, OR
About Saint Paul
Saint Paul (Oregon) is a city with a population of 421 [12] that is located in Marion County.
Did you know?
As of July 2013, 26 U.S. states had laws that allow drivers to show proof of insurance electronically on smartphones.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
